345 William Reynolds Rd, Exeter, RI 02822 Property Records

Exeter Town property record for 345 William Reynolds Rd, Exeter, RI 02822

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 1,586 sqft · built 1984
Lot Size	4.06 acres (176,854 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Nov 2013)
Tax Bill	$7,115 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4499-07`

Property Details

APN / Parcel Number

Primary APN	`4499-07`
Alternative APN	`EXET M:0050 B:0005 L:0022`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	4,518 sqft
1st Floor Area	1,586 sqft
Basement Area	1,754 sqft
Unfinished Basement	1,754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	176,854 sqft (4.06 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4499-07
Street Address	345 WILLIAM REYNOLDS RD
City	EXETER
State	RI
Zip	02822-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-4
Legal Block	5
Legal Lot Number	22
Jurisdiction	EXETER RI
Township / Civil Division	EXETER
Census Block Group	3
Census Block	3061
Census Tract	50500

Owner

Source: Exeter Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 WILLIAM REYNOLDS RD, EXETER, RI 02822-3533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage CITIZENS BANK
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2013 · Amount on Record
Deed Sale	Nov 8, 2013 · Amount on Record
Prior Sale	Dec 2, 1992 · Amount on Record
Deed Book / Page	451 / 90
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	345 WILLIAM REYNOLDS RD, EXETER, RI 02822-3533
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000640-290
Date	Oct 9, 2025
Book Page	640/290
Instrument	872

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	345 WILLIAM REYNOLDS RD, EXETER, RI 02822-3533
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000615-192
Date	Dec 29, 2023
Book Page	615/192
Instrument	955

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Exeter Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Exeter Town
Elementary School District	Exeter-West Greenwich Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,115.00 (+32.72%)	$482,400 (+28.4%) Land $181,500 Building $300,900	$608,233
2023	$5,361.00 (+2.37%)	$375,700 (-) Land $130,700 Building $245,000
2022	$5,237.00	$375,700 Land $130,700 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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