Chesapeake City property record for 345 Willard Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 1965 |
| Lot Size | 0.808 acres (35,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,000 (Apr 2000) |
| Tax Bill | $3,891 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2018 Mortgage + 1 more |
| APN | 0472006000600 |
| Primary APN | 0472006000600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,196 sqft (0.808 acres) |
| Lot Width | 79 ft Width |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 790 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 345 WILLARD DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 60 HALL MANOR |
| Legal Subdivision | WILSON HEIGHTS,SOUTH,HALL MANOR,MEADOW W |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 WILLARD DR, CHESAPEAKE, VA 23322-5651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Apr 10, 2018 | Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC |
| Apr 2, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2000 · Amount on Record |
| Deed Sale | Apr 24, 2000 · Amount on Record |
| Prior Sale | Nov 17, 1998 · Amount on Record |
| Deed Book / Page | 4066 / 790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 4, 2026 |
| Property Address | 345 WILLARD DR, CHESAPEAKE, VA 23322-5651 |
| Document Number | 0000014429 |
| Book / Page | 10987 / 136 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 202614429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 345 WILLARD DR, CHESAPEAKE, VA 23322-5651 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014429, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 10987/136 |
| Instrument | 202614429 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 345 WILLARD DR, CHESAPEAKE, VA 23322-5651 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 009900/810 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 9900/810 |
| Instrument | 180008869 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 345 WILLARD DR, CHESAPEAKE, VA 23322-5651 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 009999/168 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 9999/168 |
| Instrument | 190007267 |
| Name | PNC BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,900 (+5.37%) Land $205,000 Building $200,900 | $405,900 (+5.37%) Land $205,000 Building $200,900 | |
| 2025 | $3,891.00 (+36.53%) | $385,200 (+11.01%) Land $195,000 Building $190,200 | $385,200 (+11.01%) Land $195,000 Building $190,200 |
| 2023 | $347,000 (+3.86%) Land $175,000 Building $172,000 | $347,000 (+3.86%) Land $175,000 Building $172,000 | |
| 2022 | $334,100 Land $155,000 Building $179,100 | $334,100 Land $155,000 Building $179,100 | |
| 2019 | $2,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (1984–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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