345 White Cottage Rd N, Angwin, CA 94508 Property Records

Napa County property record for 345 White Cottage Rd N, Angwin, CA 94508

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,910 sqft · built 1965
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$687,000 (Nov 2018)
Tax Bill	$7,960 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-132-002-000`

Property Details

APN / Parcel Number

Primary APN	`024-132-002-000`
Alternative APNs	`024-132-002` `02413202`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	024-132-002
Street Address	345 WHITE COTTAGE RD N
City	ANGWIN
State	CA
Zip	94508-9769
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AW
Legal Description	JOTA RHO ROWELL MOUNTAIN LOT 3
Legal Subdivision	LA JOTA RANCHO SUB
Legal Lot Number	3
Jurisdiction	NAPA CA
Township / Civil Division	ANGWIN
Census Block Group	3
Census Block	3002
Census Tract	201700

Owner

345 White Cottage Rd N, a rural home, is owned and occupied by two individuals who bought it in November 2018.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 WHITE COTTAGE RD N, ANGWIN, CA 94508-9769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 20, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Oct 15, 1998 · Amount on File
Deed Document Number	201822257
Prior Transfer Date	Nov 14, 2013
Prior Transfer Doc	0000033469
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	345 WHITE COTTAGE RD N, ANGWIN, CA 94508-9769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 WHITE COTTAGE RD N, ANGWIN, CA 94508-9769

Mortgage

Document Number	0000029970
Date	Nov 12, 2020
Instrument	2020-0029970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	345 WHITE COTTAGE RD N, ANGWIN, CA 94508-9769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002644
Date	Feb 19, 2019
Instrument	2019-0002644

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 20, 2018
Property Address	345 WHITE COTTAGE RD N, ANGWIN, CA 94508-9769
Document Number	0000022257
Instrument Date	Nov 1, 2018
Instrument	2018-0022257
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE CO OF N

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	345 WHITE COTTAGE RD N, ANGWIN, CA 94508-9769

Mortgage

Document Number	0000022258
Date	Nov 20, 2018
Instrument	2018-0022258

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 345 White Cottage Rd N was $7,960 with a homeowner's exemption, up 2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Elementary School District	Howell Mountain Elementary School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,960.00 (+2.04%) Homeowner's exemption	$781,683 (+2%) Land $398,237 Building $383,446	$781,683 Land $398,237 Building $383,446
2025	$7,801.00 Homeowner's exemption	$766,357 Land $390,429 Building $375,928
2023	$7,500.00 (+1.61%) Homeowner's exemption	$736,600 Land $375,269 Building $361,331
2022	$7,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 White Cottage Rd N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 White Cottage Rd N is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWELL MOUNTAIN MUTUAL WATER COMPANY private · serves 1,244 people · EPA ID CA2810001
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Valley Internet.

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