York County and Biddeford City property record for 345 West St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1999 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,428 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:4 L:7-1 |
| Primary APN | BIDD M:4 L:7-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 2,072 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,658 sqft (1.14 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 345 WEST ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-9583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Lot Number | 7-1 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 25300 |
345 West St is owned and occupied by two individuals.
Source: York County and Biddeford City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 WEST ST, BIDDEFORD, ME 04005-9583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 345 WEST ST, BIDDEFORD, ME 04005-9583 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0198150306 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 19815/306 |
| Instrument | 2025047012 |
| Name | HMBRIDGE FNCL SVCS IN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 345 West St was $5,428, up 5.5% from the year before.
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,428.00 (+5.48%) | $363,300 (+0.39%) Land $179,000 Building $184,300 | |
| 2024 | $5,146.00 (+9.33%) | $361,900 (+0.86%) Land $179,000 Building $182,900 | |
| 2023 | $4,707.00 (+10.44%) | $358,800 (+38.16%) Land $175,900 Building $182,900 | $322,430 |
| 2022 | $4,262.00 | $259,700 Land $119,100 Building $140,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 West St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1996) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 West St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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