Craven County property record for 345 Ward Field Rd, Vanceboro, NC 28586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,019 sqft · built 2011 |
| Lot Size | 2.24 acres (97,705 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,810 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-054-12003 |
| Primary APN | 1-054-12003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,019 sqft Living Area |
| 1st Floor Area | 3,019 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 97,705 sqft (2.24 acres) |
| Garage Area | 620 sqft |
| Pool Area | 800 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 51385 |
|---|---|
| Street Address | 345 WARD FIELD RD |
| City | VANCEBORO |
| State | NC |
| Zip | 28586-8475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 SURVEY FOR GENE ROACH & RAMONA ROACH |
| Legal Subdivision | GENE & RAMONA ROACH |
| Legal Lot Number | 1 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 960201 |
345 Ward Field Rd is owned and occupied by an individual.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 WARD FIELD RD, VANCEBORO, NC 28586-8475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 345 WARD FIELD RD, VANCEBORO, NC 28586-8475 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 345 WARD FIELD RD, VANCEBORO, NC 28586-8475 |
| Document Number | 003773/198 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 3773/198 |
| Instrument | 10116146 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | NEW BERN, NC 28562 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Jul 27, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 345 Ward Field Rd was $2,810.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,810.00 | $573,760 (-) Land $25,500 Building $548,260 | $573,760 (-) Land $25,500 Building $548,260 |
| 2025 | $2,810.00 | $573,760 Land $25,500 Building $548,260 | $573,760 Land $25,500 Building $548,260 |
| 2023 | $2,786.00 (+7.98%) | $573,760 (+36.39%) Land $25,500 Building $548,260 | $573,760 Land $25,500 Building $548,260 |
| 2022 | $2,580.00 | $420,670 Land $25,500 Building $395,170 | |
| 2018 | $420,670 Land $25,500 Building $395,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Ward Field Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 16 (2010–2019) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jul 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Ward Field Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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