345 W Windsor St, Reading, PA 19601 Property Records

Berks County property record for 345 W Windsor St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,727 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$93,900 (Apr 2020)
Tax Bill	$892 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`5307-48-35-8297`

Property Details

APN / Parcel Number

Primary APN	`5307-48-35-8297`
Alternative APNs	`15-5307-48-35-8297` `15693450` `693450`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,727 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15693450
Street Address	345 W WINDSOR ST
City	READING
State	PA
Zip	19601-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	35
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2039
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

345 W Windsor St is owned and occupied by an individual who bought it in April 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	345 W WINDSOR ST, READING, PA 19601-2040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jan 7, 2020	Grant Deed, Transfer STRIVE SETTLEMENT GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Jan 7, 2020 · Amount on File
Deed Document Number	202014497
Prior Transfer Date	May 19, 1997
Prior Transfer Doc	2832000039
Record Updated	Oct 29, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 30, 2020
Property Address	345 W WINDSOR ST, READING, PA 19601-2040
Document Number	0000014497
Instrument Date	Apr 27, 2020
Instrument	2020014497
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 WEST WINTEN STREET, READING, PA 19601

Mortgage

Document Number	0000014498
Date	Apr 30, 2020
Instrument	2020014498

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jan 7, 2020
Property Address	345 W WINDSOR ST, READING, PA 19601-2040
Document Number	0000000789
Instrument Date	Dec 27, 2019
Instrument	789
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	STRIVE SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 MIFFLIN BLVD SHILLINGTON PA 196072834, SHILLINGTON, PA 19607-2834

Tax Assessment & Valuation

The 2026 property tax bill for 345 W Windsor St was $892.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$892.00	$31,600 Land $11,600 Building $20,000	$11,600 Land $11,600
2024	$836.00	$31,600 Land $11,600 Building $20,000
1994			$31,600 Land $11,600 Building $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 345 W Windsor St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 345 W Windsor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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