345 W Main St, Cedaredge, CO 81413 Property Records

Delta County property record for 345 W Main St, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,082 sqft · built 1977
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on File
Last Sale$218,500 (Jun 2021)
Tax Bill$1,146 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR003423

Property Details

APN / Parcel Number

Primary APNR003423
Alternative APN
  • 319329205002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,082 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1987
Architectural StyleBungalow
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberR003423
Street Address345 W MAIN ST
CityCEDAREDGE
StateCO
Zip81413-3317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description345 W MAIN ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: STOCKHAM BROS & ZANINETTIS SUBDIVISION BLOCK: 5 LOT: 1 THRU:- LOT: 4 W65 OF LOTS TOTAL 0.149 AC+- W 65 LOTS 1 THRU 4 BLK 5 STOCKHAM BRO/ZANINETTI SUBD CED SEC 29 T13S R94W 6PM BK 463 PG 5
Legal SubdivisionSTOCKHAM BROS & ZANINETTIS SUBDIVISION
Legal Block5
Legal Lot Number1
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group2
Census Block2005
Census Tract965201

Owner

Source: Delta County assessment roll, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address345 W MAIN ST, CEDAREDGE, CO 81413-3317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Warranty Deed, Transfer · Conventional Mortgage
SYNERGY ONE LENDING
Sep 20, 2019Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleSep 20, 2019 · Amount on Record
Deed Document Number2021730518
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateJun 30, 2021
Property Address345 W MAIN ST, CEDAREDGE, CO 81413-3317
Document Number0000730518
Instrument DateJun 30, 2021
Instrument730518
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$21.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 W MAIN ST, CEDAREDGE, CO 81413-3317

Mortgage

Document Number0000730519
DateJun 30, 2021
Instrument730519
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateSep 20, 2019
Property Address345 W MAIN ST, CEDAREDGE, CO 81413-3317
Document Number0000713862
Instrument DateSep 19, 2019
Instrument713862
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$17.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 W MAIN ST, CEDAREDGE, CO 81413-3317

Mortgage

Document Number0000713863
DateSep 20, 2019
Instrument713863
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityCedaredge Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,146.00 (+24.3%)$16,606 (+22.71%) Land $2,813 Building $13,793$265,692 (+31.53%) Land $45,000 Building $220,692
2024$922.00 (+4.18%)$13,533 (-) Land $2,106 Building $11,427
2023$885.00 (+4.86%)$13,533 (+7.3%) Land $2,106 Building $11,427$201,995 (+11.32%) Land $31,440 Building $170,555
2022$844.00$12,612 Land $2,016 Building $10,596$181,454 Land $29,000 Building $152,454

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGINTERS GROVE DOMESTIC WATER CORP
private · serves 62 people · EPA ID CO0115310
Water SourcePurchased surface water from TOWN OF CEDAREDGE
Last State InspectionJan 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta Montrose Electric Association
Fiber
6,000 / 6,000
DMEA Utilities Services
Fiber · DSL
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
JAB Wireless
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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