345 W M St, Benicia, CA 94510 Property Records

Solano County property record for 345 W M St, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,897 sqft · built 1968
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Aug 2007)
Tax Bill	$9,932 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0087-113-070`

Property Details

APN / Parcel Number

Primary APN	`0087-113-070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	1,897 sqft Living Area
1st Floor Area	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	8,276 sqft (0.19 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	345 W M ST
City	BENICIA
State	CA
Zip	94510-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK-BG 00-00
Legal Subdivision	BENICIA
Legal Block	60
Legal Lot Number	10
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	1
Census Block	1014
Census Tract	252108

Owner

345 W M St is owned and occupied by two individuals who acquired it in December 2020.

Source: Solano County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 W M ST, BENICIA, CA 94510-2707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Mar 27, 2018	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2007 · Amount on File
Deed Sale	Aug 1, 2007 · Amount on File
Deed Document Number	200784673
Last Transfer Date	Dec 24, 2020
Transfer Doc	0000121723
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	345 W M ST, BENICIA, CA 94510-2707
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 W M ST, BENICIA, CA 94510-2707
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012316
Date	Mar 27, 2023
Instrument	202300012316

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOLANO CA
Recording Date	Dec 30, 2020
Property Address	345 W M ST, BENICIA, CA 94510-2707
Document Number	0000121723
Map Reference	MB 1 PG 124
Instrument Date	Dec 24, 2020
Instrument	202000121723
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	345 W M ST, BENICIA, CA 94510-2707

Mortgage

Document Number	0000121724
Date	Dec 30, 2020
Instrument	202000121724

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOLANO CA
Property Address	345 W M ST, BENICIA, CA 94510-2707
Document Number	0000028692
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 W M ST BENICIA CA 945102707, BENICIA, CA 94510-2707

Mortgage

Document Number	0000028692
Date	Apr 27, 2018
Instrument	28692

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	345 W M ST, BENICIA, CA 94510-2707
Document Number	0000061771
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 W M ST BENICIA CA 945102707, BENICIA, CA 94510-2707

Mortgage

Document Number	0000061771
Date	Jul 25, 2017
Instrument	61771

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 345 W M St was $9,932, down 1.1% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$874,603 (+2%) Land $307,474 Building $567,129
2025	$9,932.00 (-1.13%)	$857,455 Land $301,446 Building $556,009
2024	$10,046.00 (+2.46%)
2023	$9,805.00 (+1.89%)	$824,161 Land $289,742 Building $534,419	$803,700
2022	$9,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 W M St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 W M St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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