Hancock County property record for 345 W 7th St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,363 sqft · built 1900 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,500 (Jun 2017) |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Feb 2020 Refinance Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2101410042 |
| Primary APN | 2101410042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 662 sqft |
| Unfinished Basement | 662 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,401 sqft (0.124 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 171 sqft |
| Deck Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 345 W 7TH ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG W 1/2 N 16' LOT 3 & W 1/2 LOT 4 BLK 41 |
| Legal Block | 41 |
| Legal Lot Number | 3 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 270100 |
Source: Hancock County records · APN 2101410042
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 W 7TH ST, GARNER, IA 50438-1502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance RELIANCE STATE BANK |
| Jun 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage RELIANCE STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2017 · Amount on Record |
| Deed Sale | Jun 08, 2017 · Amount on Record |
| Deed Document Number | 20171002 |
| Last Transfer Date | Feb 03, 2020 |
| Transfer Doc | 0000000335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Feb 20, 2020 |
| Property Address | 345 W 7TH ST, GARNER, IA 50438-1502 |
| Document Number | 0000200335 |
| Instrument Date | Feb 03, 2020 |
| Instrument | 20-0335 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000200336 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 20-0336 |
| Name | RELIANCE STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Jun 08, 2017 |
| Property Address | 345 W 7TH ST, GARNER, IA 50438-1502 |
| Document Number | 0000171002 |
| Instrument Date | Jun 06, 2017 |
| Instrument | 17-1002 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 W 7TH ST, GARNER, IA 50438-1502 |
| Document Number | 0000171003 |
|---|---|
| Date | Jun 08, 2017 |
| Instrument | 17-1003 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Address | GARNER, IA 50438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,304.00 | $100,030 (+24.51%) Land $16,240 Building $83,790 | $100,030 (+24.51%) Land $16,240 Building $83,790 |
| 2024 | $1,304.00 (+4.4%) | ||
| 2023 | $80,340 (+8%) Land $9,470 Building $70,870 | $80,340 (+8%) Land $9,470 Building $70,870 | |
| 2022 | $1,249.00 | $74,390 Land $9,470 Building $64,920 | |
| 2021 | $74,390 Land $9,470 Building $64,920 |
Source: FEMA National Flood Hazard Layer, Hancock County (19081C), as of October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Communications 1 Network Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 411 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA4130075, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARNER WATER WORKS serves 3,065 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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