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345 W 6th St, Constantine, MI 49042 Property Records

St. Joseph County property record for 345 W 6th St, Constantine, MI 49042 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,472 sqft · built 1940
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$98,000 (Dec 2019)
Tax Bill$1,264 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN043-190-028-00

Property Details

APN / Parcel Number

Primary APN043-190-028-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,472 sqft Building Perimeter
1st Floor Area992 sqft
Basement Area704 sqft
Unfinished Basement704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions165 ft deep x 83 ft wide
Garage Area600 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address345 W 6TH ST
CityCONSTANTINE
StateMI
Zip49042-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 1/2 OF LOTS 7 & 8 BLK 21 ULLMANS ADD. VIL OF CONSTANTINE.
Legal SubdivisionVIL OF CONSTANTINE
Legal Block21
Legal Lot Number7-8
JurisdictionST JOSEPH MI
Township / Civil DivisionCONSTANTINE
Census Block Group3
Census Block3021
Census Tract41101

Owner

Source: St. Joseph County records · APN 043-190-028-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address345 W 6TH ST, CONSTANTINE, MI 49042-1307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Dec 10, 2019Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2019 · Amount on Record
Deed SaleDec 10, 2019 · Amount on Record
Prior SaleJul 18, 2014 · Amount on Record
Deed Book / Page1987 / 854
Prior Transfer DateJul 15, 2010
Prior Transfer Doc1580/0506
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Recording DateApr 28, 2026
Property Address345 W 6TH ST, CONSTANTINE, MI 49042-1307
Document Number0000003687
Instrument DateApr 07, 2026
Instrument20263687
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 W 6TH ST, CONSTANTINE, MI 49042-1307

Mortgage

Document Number0000003687,
DateApr 28, 2026
Instrument20263687
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.11%
Max Rate-1%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateDec 10, 2019
Property Address345 W 6TH ST, CONSTANTINE, MI 49042-1307
Document Number01987/0854
Book / Page1987 / 0854
Instrument DateDec 09, 2019
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$842.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address345 W 6TH ST, 345, CONSTANTINE, MI 49042-1307

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 W 6TH ST, CONSTANTINE, MI 49042-1307

Mortgage

Document Number0001987856
DateDec 10, 2019
Instrument1987/856
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionConstantine Township
MunicipalityConstantine Village
Unified School DistrictConstantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$67,600 (+13.04%)$135,200 (+13.04%)
2025$1,264.00 Homeowner's exemption$59,800 Land $7,900 Building $51,900$119,600 Land $15,800 Building $103,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2018, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber8,000 / 8,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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