345 Vicki Towers Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 345 Vicki Towers Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,440 sqft · built 2010
Lot Size	7.02 acres (305,791 sqft)
Owner	2 Individual Names on File
Last Sale	$762,500 (Sep 2020)
Tax Bill	$334 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`010763-0190`

Property Details

APN / Parcel Number

Primary APN	`010763-0190`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,440 sqft Living Area
Gross Area	4,176 sqft
1st Floor Area	2,048 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	305,791 sqft (7.02 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,728 sqft
Porch	Finished/Open Porch
Porch Area	290 sqft
Deck Area	Deck Area
Patio Area	1,261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 VICKI TOWERS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	53/9-24 BARTRAM DOWNS UNIT THREE LOT 19 OR5040/1448
Legal Range	27E
Legal Township	06S
Legal Section	12
Legal Subdivision	BARTRAM DOWNS UNIT THREE
Legal Block	1
Legal Lot Number	19
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1026
Census Tract	20908

Owner

345 Vicki Towers Dr is owned and occupied by two individuals who bought it in September 2020.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 VICKI TOWERS DR, SAINT AUGUSTINE, FL 32092-1757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit COASTLINE FCU
Sep 11, 2020	Warranty Deed, Transfer · VA Mortgage TRUSTLINE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Deed Document Number	202077838
Deed Book / Page	5040 / 1448
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	345 VICKI TOWERS DR, SAINT AUGUSTINE, FL 32092-1757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 VICKI TOWERS DR, ST AUGUSTINE, FL 32092-1757

Mortgage

Document Number	0051411785
Date	Jan 4, 2021
Book Page	5141/1785
Instrument	2021000426

Lender

Name	COASTLINE FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32247

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 11, 2020
Property Address	345 VICKI TOWERS DR, SAINT AUGUSTINE, FL 32092-1757
Document Number	0050401448
Book / Page	5040 / 1448
Map Reference	MB 53 PG 9-24
Instrument Date	Sep 9, 2020
Instrument	2020077838
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 TREASURE BEACH RD, 215, SAINT AUGUSTINE, FL 32080-7331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 VICKI TOWERS DR, SAINT AUGUSTINE, FL 32092-1757

Mortgage

Document Number	50401450
Date	Sep 11, 2020
Instrument	5040/1450

Lender

Name	TRUSTLINE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 345 Vicki Towers Dr was $334 with a veteran's exemption, up 31.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$807,201 (-3.12%) Land $360,000 Building $447,201	$807,201 (-3.94%) Land $360,000 Building $447,201
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$833,183 (+2.9%)	$840,352 (+3.79%) Land $360,000 Building $480,352
2024	$254.00 Disabled Person's exemption Veteran's exemption	$809,702 (+0.71%)	$809,702 (+0.32%) Land $360,000 Building $449,702
2023	$254.00 (-97.37%) Disabled Person's exemption Veteran's exemption	$803,989 (+3%)	$807,127 (+3.4%) Land $342,000 Building $465,127
2022	$9,658.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$780,572	$780,572 Land $268,800 Building $511,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Vicki Towers Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Vicki Towers Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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