345 Via Soplador, Fallbrook, CA 92028 Property Records

San Diego County property record for 345 Via Soplador, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,334 sqft · built 1978
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Trust Names on File
Last Sale	$290,000 (Jan 2002)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-281-35-00`

Property Details

APN / Parcel Number

Primary APN	`105-281-35-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,334 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	30,492 sqft (0.7 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	345 VIA SOPLADOR
City	FALLBROOK
State	CA
Zip	92028-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 20-9-3W SWQ DOC49409REC72 IN S H OF NWQ OF
Legal Range	03W
Legal Township	09
Legal Section	20
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3008
Census Tract	19001

Owner

345 Via Soplador is owner-occupied and held in a trust since February 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	345 VIA SOPLADOR, FALLBROOK, CA 92028-2557
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2002 · Amount on File
Deed Sale	Jan 31, 2002 · Amount on File
Prior Sale	May 18, 2001 · Amount on File
Deed Document Number	200282793
Last Transfer Date	Feb 26, 2025
Transfer Doc	0000063830
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	345 VIA SOPLADOR, FALLBROOK, CA 92028-2557
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 VIA SOPLADOR, FALLBROOK, CA 92028-2557

Mortgage

Document Number	0000399666
Date	Oct 14, 2022
Instrument	2022-0399666

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	345 VIA SOPLADOR, FALLBROOK, CA 92028-2557
Document Number	0000639839
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 VIA SOPLADOR FALLBROOK CA 920282557, FALLBROOK, CA 92028-2557

Mortgage

Document Number	0000639839
Date	Oct 20, 2020
Instrument	639839

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 345 Via Soplador was $4,550.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,958 (+2%) Land $180,809 Building $256,149
2025	$4,550.00	$428,391 Land $177,264 Building $251,127
2023	$4,312.00 Homeowner's exemption	$411,758 Land $170,382 Building $241,376
2022	$4,312.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 345 Via Soplador in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Via Soplador is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Via Soplador

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures