Cook County property record for 345 Terrace Dr, Bartlett, IL 60103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,529 sqft · built 1984 |
| Lot Size | 0.226 acres (9,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,500 (Oct 2009) |
| Tax Bill | $10,129 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-34-304-031 |
| Primary APN | 06-34-304-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,529 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,860 sqft (0.226 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 345 TERRACE DR |
|---|---|
| City | BARTLETT |
| State | IL |
| Zip | 60103-4461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (OAK) (GROVE) OF (BARTLETT) (UNIT2) SUB OF LTS33,40-4 1 & PT OF LTS49-50 IN COUNTY CLERKS DIVN IN SEC 34-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 34 |
| Legal Subdivision | OAK GROVE OF BARTLETT UNIT2 |
| Legal Lot Number | 1,33, |
| Legal Unit | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 804506 |
345 Terrace Dr is owned and occupied by an individual who bought it in October 2009.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 TERRACE DR, BARTLETT, IL 60103-4461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2009 · Amount on File |
| Deed Sale | Oct 19, 2009 · Amount on File |
| Prior Sale | Dec 29, 2004 · Amount on File |
| Deed Document Number | 200942047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 345 TERRACE DR, BARTLETT, IL 60103-4461 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0028320321 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2528320321 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 9, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 345 TERRACE DR, BARTLETT, IL 60103-4461 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025112148 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2125112148 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate | 2.75% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Bartlett Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,000 Land $6,902 Building $31,098 | $380,000 Land $69,020 Building $310,980 | |
| 2023 | $10,129.00 (+3.49%) | ||
| 2022 | $9,787.00 | $32,000 Land $5,916 Building $26,084 | $320,000 Land $59,160 Building $260,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 345 Terrace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARTLETT serves 41,500 people · EPA ID IL0314120 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Apr 2025 |
| Lead | 20 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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