Passaic County and Passaic City property record for 345 Terhune Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,525 sqft · built 1930 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Aug 2012) |
| Tax Bill | $13,230 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03334-0000-00010 |
| Primary APN | 07-03334-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,525 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 345 TERHUNE AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | PASSAIC REALTY AND CONSTRUCTION CO |
| Legal Block | 3334 |
| Legal Lot Number | 10 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 175601 |
345 Terhune Ave is owned and occupied by an individual who bought it in August 2012.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 TERHUNE AVE, PASSAIC, NJ 07055-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2012 · Amount on File |
| Deed Sale | Aug 14, 2012 · Amount on File |
| Prior Sale | Sep 6, 2011 · Amount on File |
| Deed Document Number | 201240790 |
| Deed Book / Page | 2211 / 150 |
| Prior Transfer Date | Feb 18, 2011 |
| Prior Transfer Doc | 0000040790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 345 TERHUNE AVE, PASSAIC, NJ 07055-3326 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018511 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | M17906/60 |
| Instrument | 2022018511 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Max Rate | 8.25% |
The 2025 property tax bill for 345 Terhune Ave was $13,230, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,700 (-) Land $202,500 Building $108,200 | $310,700 (-) Land $202,500 Building $108,200 | |
| 2025 | $13,230.00 (+3.28%) | $310,700 Land $202,500 Building $108,200 | $310,700 Land $202,500 Building $108,200 |
| 2024 | $12,810.00 | ||
| 2023 | $310,700 Land $202,500 Building $108,200 | $310,700 Land $202,500 Building $108,200 | |
| 2022 | $12,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 345 Terhune Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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