345 Symphony Pl, Davenport, FL 33896 Property Records

Polk County property record for 345 Symphony Pl, Davenport, FL 33896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 1997
Lot Size	0.122 acres (5,332 sqft)
Owner	2 Individual Names on File
Last Sale	$162,500 (Nov 2016)
Tax Bill	$1,660 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-07-701251-000120`

Property Details

APN / Parcel Number

Primary APN	`27-26-07-701251-000120`
Alternative APNs	`072627701251000120` `72627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	1,778 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,332 sqft (0.122 acres)
Lot Dimensions	106 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	345 SYMPHONY PL
City	DAVENPORT
State	FL
Zip	33896-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEYBOLD ON DUNSON ROAD PHASE ONE PB 101 PGS 10 THRU 12 LOT 12
Legal Range	27E
Legal Township	26S
Legal Section	07
Legal Subdivision	SEYBOLD ON DUNSON ROAD PHASE ONE
Legal Phase	1
Legal Tract	701251
Legal Block	1
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1006
Census Tract	12405

Owner

345 Symphony Pl is owned and occupied by two individuals who bought it in November 2016.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 SYMPHONY PL, DAVENPORT, FL 33896-7801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2016 · Amount on File
Deed Sale	Nov 23, 2016 · Amount on File
Prior Sale	Apr 25, 2016 · Amount on File
Deed Document Number	2016212870
Deed Book / Page	9993 / 1538
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	0098040878
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	345 SYMPHONY PL, DAVENPORT, FL 33896-7801
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SYMPHONY PL, DAVENPORT, FL 33896-7801

Mortgage

Document Number	0000130514
Date	May 19, 2021
Book Page	11722/849
Instrument	2021130514

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 345 Symphony Pl was $1,660 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,163 (+2.7%)	$246,003 (+0.12%) Land $52,000 Building $194,003
2025	$1,660.00 Homeowner's exemption	$168,611	$245,718 Land $52,000 Building $193,718
2023	$2,042.00 (+3.6%) Homeowner's exemption	$159,086 (+3%)	$272,336 (+12.43%) Land $50,000 Building $222,336
2022	$1,971.00 Homeowner's exemption	$154,452	$242,233 Land $42,000 Building $200,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Symphony Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (2012–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Symphony Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20