345 SW 8th St, Cedaredge, CO 81413 Property Records

Delta County property record for 345 SW 8th St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,080 sqft · built 1912
Lot Size	3.21 acres (139,828 sqft)
Owner	2 Individual Names on Record
Tax Bill	$827 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R022076`

Property Details

APN / Parcel Number

Primary APN	`R022076`
Alternative APN	`319329200056`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,080 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	139,828 sqft (3.21 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Account Number	R022076
Street Address	345 SW 8TH ST
City	CEDAREDGE
State	CO
Zip	81413-6200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	345 SW 8TH ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: RURAL AREA , TOTAL AC-3.21 M/L. PARCEL G 3G GIPE BNDRY SVY. PT NW4NW4 SEC 29 T13S R94W BEG NW COR TH S0003G 25G E, 1079G ;TO TRUE POB. TH N856G 35G E,255G ;N0003G 25G W, 10G ;N8956G 3
Legal Subdivision	RURAL AREA
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2009
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Beneficiary Deed, Transfer
Dec 19, 2025	Intrafamily Transfer, Transfer
Mar 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2025
Transfer Doc	0000765042
Record Updated	Sep 20, 2026

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DELTA CO
Recording Date	Dec 19, 2025
Property Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200
Document Number	0000765042
Map Reference	MB 93 PG 488
Instrument Date	Dec 19, 2025
Instrument	765042
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 SW 8TH ST, CEDAREDGE, CO 81413-6200

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Dec 19, 2025
Property Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200
Document Number	0000765041
Instrument Date	Dec 18, 2025
Instrument	765041
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000702341
Date	Mar 28, 2018
Instrument	702341

Lender

Name	BANK OF COLORADO
Type	Bank
Address	CEDAREDGE, CO 81413

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000717531
Date	Mar 11, 2020
Instrument	717531

Lender

Name	BANK OF COLORADO
Type	Bank
Address	CEDAREDGE, CO 81413

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000715246
Date	Nov 25, 2019
Instrument	715246

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Mar 18, 2021
Property Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200
Document Number	0000727284
Map Reference	MB 25 PG 72
Instrument Date	Mar 18, 2021
Instrument	727284
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SW 8TH ST, CEDAREDGE, CO 81413-6200

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$827.00 (+121.12%)	$18,230 (+65.74%) Land $9,375 Building $8,855	$291,684 (+77.68%) Land $150,000 Building $141,684
2024	$374.00 (+3.89%)	$10,999 (-) Land $4,266 Building $6,733
2023	$360.00 (-46.67%)	$10,999 (+9.12%) Land $4,266 Building $6,733	$164,158 (+13.19%) Land $63,668 Building $100,490
2022	$675.00	$10,080 Land $3,823 Building $6,257	$145,034 Land $55,000 Building $90,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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