Bergen County and Norwood Borough property record for 345 Summit St, Norwood, NJ 07648
| Property Type | Single Family Home |
|---|---|
| Details | 4,176 sqft · built 1969 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,195,000 (Jul 2021) |
| Tax Bill | $23,986 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00121-0000-00020 |
| Primary APN | 41-00121-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,176 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 39,640 sqft (0.91 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 345 SUMMIT ST |
|---|---|
| City | NORWOOD |
| State | NJ |
| Zip | 07648-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | .91 |
| Legal Block | 121 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORWOOD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2300 |
345 Summit St is owned and occupied by an individual who bought it in July 2021.
Source: Bergen County and Norwood Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 SUMMIT ST, NORWOOD, NJ 07648-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed, Transfer · Conventional Mortgage ARC HOME LLC |
| Jan 30, 2020 | Grant Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Jan 30, 2020 · Amount on File |
| Deed Document Number | 2021123042 |
| Deed Book / Page | 4304 / 1318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 30, 2021 |
| Property Address | 345 SUMMIT ST, NORWOOD, NJ 07648-1218 |
| Document Number | 0043041318 |
| Book / Page | 4304 / 1318 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021123042 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,884.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 SUMMIT ST, 345, NORWOOD, NJ 07648-1218 |
| Name | Verified Name |
|---|---|
| Address | 345 SUMMIT ST, NORWOOD, NJ 07648-1218 |
| Document Number | 2021123043 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021123043 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 30, 2020 |
| Property Address | 345 SUMMIT ST, NORWOOD, NJ 07648-1218 |
| Document Number | 0034830559 |
| Book / Page | 003483 / 000559 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 20010487 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 SUMMIT ST NORWOOD NJ 076481218, NORWOOD, NJ 07648-1218 |
| Document Number | 34830564 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 003483/000564 |
| Instrument | 20010488 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2050 |
The 2025 property tax bill for 345 Summit St was $23,986, up 5.2% from the year before.
Source: Bergen County and Norwood Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Norwood Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Norwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,326,600 (+59.95%) Land $490,000 Building $836,600 | $1,326,600 (+59.95%) Land $490,000 Building $836,600 | |
| 2025 | $23,986.00 (+5.2%) | $829,400 Land $350,200 Building $479,200 | $829,400 Land $350,200 Building $479,200 |
| 2024 | $22,800.00 | ||
| 2023 | $829,400 Land $350,200 Building $479,200 | $829,400 Land $350,200 Building $479,200 | |
| 2022 | $21,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Summit St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1980–2021) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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