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345 Summit Dr, Banning, CA 92220 Property Records

Riverside County property record for 345 Summit Dr, Banning, CA 92220 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,320 sqft Living Area
Lot Size25,264 sqft (0.579 acres)
OccupancyOwner Occupied
Last Sale$510,000 (2025)
Tax Bill$6,517.00 (2025)

Property Details

APN / Parcel Number

Primary APN534-022-016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,320 sqft Living Area
Gross Area1,804 sqft Gross Area
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1981
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area25,264 sqft (0.579 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area484 sqft Garage

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number534022016
Street Address345 SUMMIT DR
CityBANNING
StateCA
Zip92220-1954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.58 ACRES M/L IN POR BLK 2 MB 003/149 SD BANNING COLONY LANDS
Legal SubdivisionBANNING LAND & WATER CO
Legal Block2
Legal Lot Number2
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group3
Census Block3000
Census Tract44200

Owner

Source: Riverside County records · APN 534-022-016

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1059 W 4TH ST, AZUSA, CA 91702-3307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Grant Deed, Transfer · Conventional Mortgage
SECURE CHOICE LENDING
Oct 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Jul 10, 2017Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Prior SaleSep 11, 2024 · Amount on Record
Deed Document Number2025-0328035
Record UpdatedJun 08, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateOct 24, 2025
Property Address345 SUMMIT DR, BANNING, CA 92220-1954
Document Number0000328035
Map ReferenceMB 2 PG 34
Instrument DateOct 07, 2025
Instrument2025-0328035
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyPROROVIDENCE TITLE COMPANY, PROVIDENT TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1059 W 4TH ST, AZUSA, CA 91702-3307

Mortgage

Document Number0000328036
DateOct 24, 2025
Instrument2025-0328036
Lender
NameSECURE CHOICE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address345 SUMMITT DR, BANNING, CA 92220-1954
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000440299
DateOct 30, 2019
Instrument2019-0440299
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address345 SUMMITT DR, BANNING, CA 92220-1954
Document Number0000287672
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedJul 24, 2017
Title CompanyCHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 SUMMITT DR BANNING CA 922201954, BANNING, CA 92220-1954

Mortgage

Document Number0000287672
DateJul 14, 2017
Instrument287672
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 13, 2047

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,517.00 (+78.79%) Homeowner's exemption$477,000 (+86.32%) Land $119,251 Building $357,749
2023$3,645.00 (+2.13%)$256,006 Land $28,443 Building $227,563
2022$3,569.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskVery High
above 94% of the US · above 80% of California
Wildfire LikelihoodAbout 1 in 70 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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