345 Stone St, Pacolet, SC 29372 Property Records

Spartanburg County property record for 345 Stone St, Pacolet, SC 29372

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,560 sqft · built 1920
Lot Size	0.268 acres (11,657 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Mar 2023)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-30-01-051.00`

Property Details

APN / Parcel Number

Primary APN	`3-30-01-051.00`
Alternative APNs	`7172-72-5861.09` `63359`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,657 sqft (0.268 acres)
Lot Dimensions	121 ft deep x 100 ft wide
Porch	Porch
Porch Area	512 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	63359
Street Address	345 STONE ST
City	PACOLET
State	SC
Zip	29372-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 & P/O LOT 49 PACOLET MFG CO PLAT 1 PB 32-416 PB 173-789 DB 141G-460
Legal Subdivision	PACOLET MFG CO PLAT 1
Legal Lot Number	50,49
Jurisdiction	SPARTANBURG SC
Township / Civil Division	PACOLET
Census Block Group	3
Census Block	3016
Census Tract	23902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pacolet Mills Historic District listed 2007 · 127 contributing resources · NRIS 07001207

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Spartanburg County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 STONE ST, PACOLET, SC 29372-2843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 23, 2023	Deed, Transfer
Jan 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 2, 2020	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Nov 22, 2019	Deed, Transfer · VA Mortgage AMERICAN NATIONWIDE MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202311548
Deed Book / Page	141H / 307
Prior Transfer Date	Oct 24, 2019
Prior Transfer Doc	0000055957
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 27, 2023
Property Address	345 STONE ST, PACOLET, SC 29372-2843
Document Number	0000011548
Book / Page	141-H / 307
Map Reference	MB 32 PG 416-418
Instrument Date	Mar 24, 2023
Instrument	2023-11548
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 STONE ST, PACOLET, SC 29372-2843

Mortgage

Document Number	0000011549
Date	Mar 27, 2023
Book Page	6552/519
Instrument	2023-11549

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 23, 2023
Property Address	345 STONE ST, PACOLET, SC 29372-2843
Document Number	0000011112
Book / Page	141-G / 460
Map Reference	MB 32 PG 416-426
Instrument Date	Mar 22, 2023
Instrument	2023-11112
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 STONE ST, PACOLET, SC 29372-2843

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	345 STONE ST, PACOLET, SC 29372-2843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000589
Date	Jan 4, 2018
Instrument	2018-00589

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Dec 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Oct 2, 2020
Property Address	345 STONE ST, PACOLET, SC 29372-2843
Document Number	0000044795
Book / Page	129-L / 784
Map Reference	MB 32 PG 416-418
Instrument Date	Oct 1, 2020
Instrument	2020-44795
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 STONE ST, PACOLET, SC 29372-2843

Mortgage

Document Number	0000044796
Date	Oct 2, 2020
Book Page	5914/429
Instrument	2020-44796

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Nov 22, 2019
Property Address	345 STONE ST, PACOLET, SC 29372-2843
Document Number	0000055958
Book / Page	126-A / 0012
Map Reference	MB 105 PG 72
Instrument Date	Nov 21, 2019
Instrument	2019-55958
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$369.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 STONE ST, PACOLET, SC 29372-2843

Mortgage

Document Number	0000055959
Date	Nov 22, 2019
Book Page	5715/0373
Instrument	2019-55959

Lender

Name	AMERICAN NATIONWIDE MORTGAGE COMPANY INC
Type	Mortgage Company
Address	TAMPA, FL 33624

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Pacolet Town
Unified School District	Spartanburg School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (+0.49%)	$7,800 (-24.34%) Land $964 Building $6,836	$195,000 (+9.61%) Land $24,100 Building $170,900
2024	$2,039.00 (-61.11%)
2023	$5,243.00	$10,309 Land $1,397 Building $8,912	$177,900 Land $24,100 Building $153,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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