Lorain County property record for 345 Stanford Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,690 sqft · built 1927 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-004-109-012 |
| Primary APN | 06-25-004-109-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,690 sqft Living Area |
| 1st Floor Area | 1,373 sqft |
| 2nd Floor Area | 1,361 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 125 ft deep x 88 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 222 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Street Address | 345 STANFORD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTERN HEIGHTS LANC CO FRNT 0088.00 DPTH 0125.00 |
| Legal Subdivision | EASTERN HEIGHTS LANC CO FRNT |
| Legal Tract | 25 |
| Legal Block | 109 |
| Legal Lot Number | 1516- |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-004-109-012
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 STANFORD AVE, ELYRIA, OH 44035-6615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 345 STANFORD AVE, ELYRIA, OH 44035-6615 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000890994 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-0890994 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 09, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 345 STANFORD AVE, ELYRIA, OH 44035-6615 |
| Document Number | 0000798202 |
| Instrument Date | Jan 08, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2021 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 345 STANFORD AVE ELYRIA OH 440356615, ELYRIA, OH 44035-6615 |
| Document Number | 0000798202 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 798202 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 12, 2036 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,315.00 | $84,320 (+0.01%) Land $10,350 Building $73,970 | $240,890 (-) Land $29,560 Building $211,330 |
| 2024 | $3,315.00 (-13.13%) | $84,312 (+31.55%) Land $10,346 Building $73,966 | $240,890 (+31.55%) Land $29,560 Building $211,330 |
| 2023 | $3,816.00 (+0.32%) | $64,093 (-0.01%) Land $9,538 Building $54,555 | $183,120 (-) Land $27,250 Building $155,870 |
| 2022 | $3,804.00 | $64,100 Land $9,540 Building $54,560 | |
| 2021 | $183,120 Land $27,250 Building $155,870 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 621 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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