345 Spring St, Reading, PA 19601 Property Records

Berks County property record for 345 Spring St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 2,536 sqft · built 1912
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2023)
Tax Bill	$1,710 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-50-75-1880`

Property Details

APN / Parcel Number

Primary APN	`5307-50-75-1880`
Alternative APNs	`14-5307-50-75-1880` `638475`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,536 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	345 SPRING ST
City	READING
State	PA
Zip	19601-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 SPRING ST, READING, PA 19601-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 25, 2023	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Aug 17, 2017	Grant Deed, Transfer
Jun 12, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	202314872
Prior Transfer Date	Jul 20, 2011
Prior Transfer Doc	0000027216
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	345 SPRING ST, READING, PA 19601-2115
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SPRING ST, READING, PA 19601-2115

Mortgage

Document Number	0000008596
Date	Mar 24, 2026
Instrument	2026008596

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 25, 2023
Property Address	345 SPRING ST, READING, PA 19601-2115
Document Number	0000014872
Instrument Date	May 11, 2023
Instrument	2023014872
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SPRING ST, READING, PA 19601-2115

Mortgage

Document Number	0000014873
Date	May 25, 2023
Instrument	2023014873

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Aug 17, 2017
Property Address	345 SPRING ST, READING, PA 19601-2115
Document Number	0000030104
Instrument Date	Aug 1, 2017
Instrument	30104
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SPRING ST READING PA 196012115, READING, PA 19601-2115

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 12, 2017
Property Address	345 SPRING ST, READING, PA 19601-2115
Document Number	0000020990
Instrument Date	Jun 3, 2017
Instrument	20990
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,710.00 (+4.01%)	$60,600 (-) Land $10,200 Building $50,400	$10,200 (-) Land $10,200
2025	$1,644.00 (+2.49%)	$60,600 (-) Land $10,200 Building $50,400	$10,200 (-83.17%) Land $10,200
2024	$1,604.00	$60,600 Land $10,200 Building $50,400
1994			$60,600 Land $10,200 Building $50,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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