345 Spring St, Cheshire, CT 06410 Property Records

Cheshire Town property record for 345 Spring St, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,866 sqft · built 1934
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Aug 2025)
Tax Bill	$8,162 (2026)
Deeds & Mortgages	Jun 2021 Refinance Aug 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:57 B:70 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:57 B:70 L`
Alternative APNs	`CSHR M:57 B:70 L` `569400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,866 sqft Living Area
Gross Area	2,866 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	569400
Street Address	345 SPRING ST
City	CHESHIRE
State	CT
Zip	06410-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	70
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1013
Census Tract	343300

Owner

345 Spring St is owned by two individuals who bought it in August 2025.

Source: Cheshire Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 BARNACLE RD, YARMOUTH, MA
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Aug 25, 2025	Warranty Deed, Transfer · Line of Credit MORTGAGE EQUITY PARTNERS LLC
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Apr 28, 2000 · Amount on File
Deed Document Number	20252884
Deed Book / Page	3251 / 497
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	345 SPRING ST, CHESHIRE, CT 06410-2724
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003054-71
Date	Jun 3, 2021
Book Page	3054/71
Instrument	2021003036

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Aug 25, 2025
Property Address	345 SPRING ST, CHESHIRE, CT 06410-2724
Document Number	003251-497
Book / Page	3251 / 497
Instrument Date	Aug 21, 2025
Instrument	2025002884
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	68 BARNACLE RD, YARMOUTH, MA

Mortgage

Document Number	2025002885
Date	Aug 25, 2025
Instrument	2025002885

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	345 SPRING ST, CHESHIRE, CT 06410-2724
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3054-71
Date	Jun 3, 2021
Book Page	3054/71
Instrument	2021003036

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 345 Spring St was $8,162.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,162.00	$260,260 (-) Land $76,160 Building $184,100	$510,977 (+180.48%)
2025		$260,260 Land $76,160 Building $184,100	$182,182 Land $53,312 Building $128,870
2024	$7,740.00 (+22.86%)
2023	$6,300.00 (+2.26%)	$179,530 (-) Land $76,180 Building $103,350
2022	$6,161.00	$179,530 Land $76,180 Building $103,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 345 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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