345 Simpson St, York, PA 17403 Property Records

York County property record for 345 Simpson St, York, PA 17403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,133 sqft · built 1998
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2025)
Tax Bill	$4,885 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-405-15-0087.00-00000`

Property Details

APN / Parcel Number

Primary APN	`12-405-15-0087.00-00000`
Alternative APNs	`1240051500870000000` `120267000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area
1st Floor Area	1,133 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Raised
Lot Area	7,710 sqft (0.177 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	134 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	345 SIMPSON ST
City	YORK
State	PA
Zip	17403-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1012
Census Tract	600

Owner

345 Simpson St is owned and occupied by an individual who bought it in November 2025.

Source: York County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	345 SIMPSON ST, YORK, PA 17403-2550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2017	Loan Modification, Mortgage · Conventional Mortgage SANTANDER BK NA
Mar 23, 2017	Loan Modification, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Jul 23, 2025 · Amount on File
Deed Document Number	202545598
Deed Book / Page	2881 / 54
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Nov 21, 2025
Property Address	345 SIMPSON ST, YORK, PA 17403-2550
Document Number	0000045598
Book / Page	2881 / 54
Map Reference	MB PP PG 43
Instrument Date	Oct 8, 2025
Instrument	2025045598
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	UNKNOWN, SPRINGHAVEN STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SIMPSON ST, YORK, PA 17403-2550

Mortgage

Document Number	0000045599
Date	Nov 21, 2025
Instrument	2025045599

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK PA
Property Address	345 SIMPSON ST, YORK, PA 17403-2550
Document Number	0000015553
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SIMPSON ST YORK PA 174032550, YORK, PA 17403-2550

Mortgage

Document Number	0000015553
Date	Apr 6, 2017
Book Page	002415/006787
Instrument	15553

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 5, 2057

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK PA
Property Address	345 SIMPSON ST, YORK, PA 17403-2550
Document Number	0000015543
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SIMPSON ST YORK PA 174032550, YORK, PA 17403-2550

Mortgage

Document Number	0000015543
Date	Apr 6, 2017
Book Page	002415/006705
Instrument	15543

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 5, 2057

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 345 Simpson St was $4,885, up 27.8% from the year before.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,885.00 (+27.85%)	$76,090 (+25.81%) Land $12,080 Building $64,010
2025	$3,821.00 (+1.78%)	$60,480 (-) Land $12,080 Building $48,400
2024	$3,754.00	$60,480 Land $12,080 Building $48,400
2006			$76,090 Land $12,080 Building $64,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 345 Simpson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 345 Simpson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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