345 Sigsbee St, Rockford, MI 49341 Property Records

Kent County property record for 345 Sigsbee St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,563 sqft
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2025)
Tax Bill	$4,916 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-276-008`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-276-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	616 sqft

Exterior

Lot Area	7,013 sqft (0.161 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 SIGSBEE ST
City	ROCKFORD
State	MI
Zip	49341-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 19 & 20 * WATKINS ADDITION
Legal Subdivision	WATKINS ADD
Legal Lot Number	19-20
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2003
Census Tract	10700

Owner

345 Sigsbee St is owned and occupied by two individuals who bought it in June 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Dec 20, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Nov 16, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	202538657
Prior Transfer Date	Dec 8, 2023
Prior Transfer Doc	0000072092
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029

Mortgage

Document Number	0000079745
Date	Dec 9, 2025
Instrument	20251209-0079745

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

Interest

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Dec 20, 2023
Property Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029
Document Number	0000072092
Map Reference	LB 22 PG 33
Instrument Date	Dec 8, 2023
Instrument	20231220-0072092
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Nov 16, 2023
Property Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029
Document Number	0000065770
Map Reference	LB 22 PG 33
Instrument Date	Nov 15, 2023
Instrument	20231116-0065770
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 31, 2021
Property Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029
Document Number	0000096227
Map Reference	LB 22 PG 33
Instrument Date	Aug 27, 2021
Instrument	20210831-0096227
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,511.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029

Mortgage

Document Number	0000096228
Date	Aug 31, 2021
Instrument	20210831-0096228

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	345 SIGSBEE ST, ROCKFORD, MI 49341-1029
Document Number	0000091244
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SIGSBEE ST ROCKFORD MI 493411029, ROCKFORD, MI 49341-1029

Mortgage

Document Number	0000091244
Date	Oct 27, 2017
Instrument	91244

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 26, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 345 Sigsbee St was $4,916.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,800 (+4.08%)	$397,600 (+4.08%)
2025	$4,916.00	$191,000	$382,000
2023		$141,600	$283,200
2021	$3,146.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 Sigsbee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Sigsbee St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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