St. Johns County property record for 345 Shady Oak Cir, Saint Augustine, FL 32092
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2004 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,900 (Apr 2017) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011226-0670 |
| Primary APN | 011226-0670 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 1,642 sqft |
| 1st Floor Area | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Carport |
| Garage Area | 459 sqft |
| Carport | Carport |
| Carport Area | 459 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 459 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 345 SHADY OAK CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1445 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | 50/87-92 BARTRAM OAKS PHASE 3 LOT 67 OR4365/1476 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | BARTRAM OAKS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 67 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20908 |
345 Shady Oak Cir, a mobile home, is owned and occupied by two individuals who bought it in April 2017.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RAPID MORTGAGE FUNDING INC |
| Apr 28, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Nov 8, 2005 · Amount on File |
| Deed Document Number | 201729565 |
| Deed Book / Page | 4365 / 1476 |
| Prior Transfer Date | Nov 29, 2016 |
| Prior Transfer Doc | 0043651475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 345 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 345 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Document Number | 0055951587 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 5595/1587 |
| Instrument | 2022068166 |
| Name | RAPID MORTGAGE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FARMINGTON, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 28, 2017 |
| Property Address | 345 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Document Number | 0043651476 |
| Book / Page | 004365 / 001476 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 29565 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $839.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 SHADY OAK CIR ST AUGUSTINE FL 320921445, ST AUGUSTINE, FL 32092-1445 |
| Document Number | 43651479 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 004365/001479 |
| Instrument | 29566 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2047 |
The 2025 property tax bill for 345 Shady Oak Cir was $334 with a veteran's exemption, up 31.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,917 (+2.7%) | $174,794 (-12.36%) Land $45,000 Building $129,794 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $122,607 (+2.9%) | $199,456 (+4.06%) Land $50,000 Building $149,456 |
| 2024 | $254.00 (-65.63%) Disabled Person's exemption Veteran's exemption | $119,152 (+8.6%) | $191,670 (+6.19%) Land $50,000 Building $141,670 |
| 2023 | $739.00 (+7.57%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $109,716 (+3%) | $180,489 (+0.89%) Land $50,000 Building $130,489 |
| 2022 | $687.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $106,520 | $178,888 Land $50,400 Building $128,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Shady Oak Cir in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Shady Oak Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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