345 SE Soft Tail Loop, Bend, OR 97702 Property Records

Deschutes County property record for 345 SE Soft Tail Loop, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,701 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Jun 2021)
Tax Bill	$6,494 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181203 AC 00334`

Property Details

APN / Parcel Number

Primary APN	`181203 AC 00334`
Alternative APNs	`R1001181203AC00334` `201925`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,701 sqft Living Area
1st Floor Area	1,393 sqft
2nd Floor Area	1,308 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Split Level
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	680 sqft
Deck Area	24 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	201925
Old Parcel Number	R1001181203AC00334
Street Address	345 SE SOFT TAIL LOOP
City	BEND
State	OR
Zip	97702-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:28 SUBD:HOLLOW PINE ESTATES PHASE II SEC/TWN/RNG/MER:SEC 03 TWN 18 RNG 12 MAP REF:181203-AC
Legal Range	12E
Legal Township	18S
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	HOLLOW PINE ESTATES PHASE II
Legal Lot Number	28
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3016
Census Tract	1802

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	345 SE SOFT TAIL LOOP, BEND, OR 97702-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	2021-39411
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	345 SE SOFT TAIL LOOP, BEND, OR 97702-9323
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SE SOFT TAIL LOOP, BEND, OR 97702-9323

Mortgage

Document Number	0000031917
Date	Aug 22, 2022
Instrument	2022-31917

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 30, 2021
Property Address	345 SE SOFT TAIL LOOP, BEND, OR 97702-9323
Document Number	0000039411
Map Reference	CAB E PG 503
Instrument Date	Jun 24, 2021
Instrument	2021-39411
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3150 NE NATHAN DR, BEND, OR 97701-5879
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039412
Date	Jun 30, 2021
Instrument	2021-39412

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000039413
Date	Jun 30, 2021
Instrument	2021-39413

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	PORTLAND, OR 97201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,494.00 (+3.94%)	$384,350 (+3%)	$863,990 (+4.3%) Land $198,340 Building $665,650
2024	$6,248.00 (+7.87%)	$373,160 (+3%)	$828,340 (-0.69%) Land $182,080 Building $646,260
2023	$5,792.00	$362,300	$834,060 Land $160,870 Building $673,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

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