345 Scrub Oak Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 345 Scrub Oak Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,340 sqft · built 2007
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Sep 2023)
Tax Bill	$10,525 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`241-700-230-000`

Property Details

APN / Parcel Number

Primary APN	`241-700-230-000`
Alternative APN	`241-700-23`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,340 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	241-700-23
Street Address	345 SCRUB OAK DR
City	LATHROP
State	CA
Zip	95330-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-FM PT 241-020-53 PER MOSSDALE LANDING EAST NO 2
Legal Subdivision	MOSSDALE LANDING EAST 02
Legal Block	4
Legal Lot Number	23
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	4
Census Block	4006
Census Tract	5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	345 SCRUB OAK DR, LATHROP, CA 95330-8689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Dec 14, 2007 · Amount on Record
Deed Document Number	202370827
Prior Transfer Date	Dec 12, 2007
Prior Transfer Doc	0000210364
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 7, 2023
Property Address	345 SCRUB OAK DR, LATHROP, CA 95330-8689
Document Number	0000070827
Map Reference	MB 41 PG 19
Instrument Date	Sep 1, 2023
Instrument	2023-070827
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	345 SCRUB OAK DR, LATHROP, CA 95330-8689

Mortgage

Document Number	0000070828
Date	Sep 7, 2023
Instrument	2023-070828

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	345 SCRUB OAK DR, LATHROP, CA 95330-8689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003585
Date	Jan 10, 2017
Instrument	2017-003585

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	345 SCRUB OAK DR, LATHROP, CA 95330-8689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033187
Date	Mar 26, 2018
Instrument	2018-033187

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Feb 23, 2023

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	345 SCRUB OAK DR, LATHROP, CA 95330-8689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SCRUB OAK DR, LATHROP, CA 95330-8689

Mortgage

Document Number	0000180722
Date	Dec 22, 2020
Instrument	2020-180722

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,525.00 (+1.19%)
2025	$10,401.00 (+42.64%)	$739,500 (+55.54%) Land $224,400 Building $515,100
2023	$7,292.00 (+1.32%)	$475,435 Land $189,370 Building $286,065	$636,840
2022	$7,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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