345 Sassafras Ct, Moneta, VA 24121 Property Records

Franklin County property record for 345 Sassafras Ct, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,698 sqft · built 2023
Lot Size	0.856 acres (37,287 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (May 2021)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033 05-015 00`

Property Details

APN / Parcel Number

Primary APN	`033 05-015 00`
Alternative APN	`40477`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	1,698 sqft
Basement Area	1,698 sqft
Finished Basement	522 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,287 sqft (0.856 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	40477
Street Address	345 SASSAFRAS CT
City	MONETA
State	VA
Zip	24121-6517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLANTATION POINT LOT 15 SECTION 1
Legal Subdivision	PLANTATION POIN
Legal Lot Number	15
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	2
Census Block	2014
Census Tract	20104

Owner

345 Sassafras Ct is owned and occupied by two individuals who bought it in May 2021.

Source: Franklin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 SASSAFRAS CT, MONETA, VA 24121-6517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit ROANOKE VALLEY COMMUNITY CU
Sep 21, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
May 28, 2021	Deed, Transfer · Conventional Mortgage VALLEYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Deed Document Number	20215094
Deed Book / Page	1163 / 2618
Prior Transfer Date	Apr 28, 2008
Prior Transfer Doc	00094001601
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	345 SASSAFRAS CT, MONETA, VA 24121-6517
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012342864
Date	Sep 22, 2025
Book Page	1234/2864
Instrument	250006198

Lender

Name	ROANOKE VALLEY COMMUNITY CU
Type	Credit Union
Address	ROANOKE, VA 24030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	345 SASSAFRAS CT, MONETA, VA 24121-6517
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011900423
Date	Sep 21, 2022
Book Page	1190/423
Instrument	220007102

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 28, 2021
Property Address	345 SASSAFRAS CT, MONETA, VA 24121-6517
Document Number	0011632618
Book / Page	1163 / 2618
Map Reference	MB 811 PG 1841-1844
Instrument Date	May 26, 2021
Instrument	210005094
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1114 CRANBERRY CT, MONETA, VA 24121-6358

Mortgage

Document Number	0210005095
Date	May 28, 2021
Instrument	210005095

Lender

Name	VALLEYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 345 Sassafras Ct was $2,699.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,699.00	$681,400 Land $162,000 Building $519,400	$681,400 Land $162,000 Building $519,400
2023	$823.00	$135,000 (-) Land $135,000	$135,000 (-) Land $135,000
2022		$135,000 Land $135,000	$135,000 Land $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Sassafras Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Sassafras Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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