Duval County property record for 345 Sapelo Rd, Jacksonville, FL 32216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,125 sqft · built 1949 |
| Lot Size | 0.214 acres (9,319 sqft) |
| Owner | Company Name on File |
| Last Sale | $135,000 (Jun 2023) |
| Tax Bill | $3,574 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139001-0000 |
| Primary APN | 139001-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| Gross Area | 1,400 sqft |
| 1st Floor Area | 800 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,319 sqft (0.214 acres) |
| Lot Dimensions | 124 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 219 sqft |
| Carport | Carport |
| Carport Area | 219 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 345 SAPELO RD |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32216-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 20-92 52-2S-27E GLYNLEA PARK UNIT 2 LOT 15 BLK 14-A |
| Legal Range | 27E |
| Legal Township | 02S |
| Legal Section | 52 |
| Legal Subdivision | GLYNLEA PARK UNIT 02 |
| Legal Block | 14 |
| Legal Lot Number | 15 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 15803 |
345 Sapelo Rd is owned by a company that bought it in June 2023.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1704 9TH AVE N, JACKSONVILLE BEACH, FL 32250-2806 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC |
| Oct 25, 2019 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Sep 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 9, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on File |
| Deed Sale | Jun 27, 2023 · Amount on File |
| Prior Sale | Jan 8, 1997 · Amount on File |
| Deed Document Number | 2023129799 |
| Deed Book / Page | 20723 / 2097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 345 SAPELO RD, JACKSONVILLE, FL 32216-9051 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10150 BELLE RIVE BLVD 106, 106, JACKSONVILLE, FL 32256-9585 |
| Document Number | 0210101869 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 21010/1869 |
| Instrument | 2024074131 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | PALM BAY, FL 32905 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 345 SAPELO RD, JACKSONVILLE, FL 32216-9051 |
| Document Number | 0149052304 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 501 NW GRAND BLVD OKLAHOMA CITY OK 731186037, OKLAHOMA CITY, OK 73118-6037 |
| Document Number | 0149052304 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 014905/002304 |
| Instrument | 246533 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 345 SAPELO RD, JACKSONVILLE, FL 32216-9051 |
| Document Number | 0189750926 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 SAPELO RD JACKSONVILLE FL 322169051, JACKSONVILLE, FL 32216-9051 |
| Document Number | 0189750926 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 018975/000926 |
| Instrument | 242747 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 345 SAPELO RD, JACKSONVILLE, FL 32216-9051 |
| Document Number | 0184710526 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 SAPELO RD JACKSONVILLE FL 322169051, JACKSONVILLE, FL 32216-9051 |
| Document Number | 0184710526 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 018471/000526 |
| Instrument | 176633 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2048 |
The 2025 property tax bill for 345 Sapelo Rd was $3,574, up 43.5% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,853 (+2.17%) Land $65,731 Building $121,122 | $186,853 (+2.17%) Land $65,731 Building $121,122 | |
| 2025 | $3,574.00 (+43.48%) | $182,893 Land $64,800 Building $118,093 | $182,893 Land $64,800 Building $118,093 |
| 2024 | $2,491.00 (+236.17%) | ||
| 2023 | $741.00 (+6.47%) Homeowner's exemption | $62,600 (+3%) | $147,082 (+3.2%) Land $52,200 Building $94,882 |
| 2022 | $696.00 Homeowner's exemption | $60,777 | $142,525 Land $52,200 Building $90,325 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 345 Sapelo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Sapelo Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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