345 Samuel St, Davenport, FL 33897 Property Records

Polk County property record for 345 Samuel St, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2005
Lot Size	0.119 acres (5,201 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Nov 2016)
Tax Bill	$2,091 (2024)
Deeds & Mortgages	Dec 2022 Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486254-000230`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486254-000230`
Alternative APNs	`112526486254000230` `12526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	5,201 sqft (0.119 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	28 sqft

Location & Zoning

Street Address	345 SAMUEL ST
City	DAVENPORT
State	FL
Zip	33897-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POITRAS ESTATES PLAT BOOK 129 PG 21 LOT 23
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	POITRAS ESTATES
Legal Tract	486254
Legal Block	2
Legal Lot Number	23
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2000
Census Tract	12412

Owner

345 Samuel St is owned and occupied by an individual who bought it in November 2016.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	345 SAMUEL ST, DAVENPORT, FL 33897-6218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2016 · Amount on File
Deed Sale	Nov 14, 2016 · Amount on File
Prior Sale	Feb 4, 2013 · Amount on File
Deed Document Number	2016206063
Deed Book / Page	9984 / 1940
Prior Transfer Date	Jul 3, 2013
Prior Transfer Doc	0000128160
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	345 SAMUEL ST, DAVENPORT, FL 33897-6218
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SAMUEL ST, DAVENPORT, FL 33897-6218

Mortgage

Document Number	0000312290
Date	Dec 2, 2022
Book Page	12503/1033
Instrument	2022312290

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 6, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	345 SAMUEL ST, DAVENPORT, FL 33897-6218
Document Number	0114520430
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	346 SAMUEL ST DAVENPORT FL 33897, DAVENPORT, FL 33897

Mortgage

Document Number	0114520430
Date	Nov 12, 2020
Book Page	011452/000430
Instrument	241802

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	COCONUT GROVE, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,607 (+2.7%)	$236,013 (-1.32%) Land $58,000 Building $178,013
2025		$163,201	$239,165 Land $58,000 Building $181,165
2024	$2,091.00 (+9.59%)
2023	$1,908.00 (+3.86%) Homeowner's exemption	$153,983 (+3%)	$235,664 (+4.73%) Land $56,000 Building $179,664
2022	$1,837.00 Homeowner's exemption	$149,498	$225,015 Land $46,000 Building $179,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Samuel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Samuel St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, T-Mobile, Verizon.

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