345 S Union St, Guilford, CT 06437 Property Records

Guilford Town property record for 345 S Union St, Guilford, CT 06437

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,967 sqft · built 2005
Lot Size1.45 acres (63,162 sqft)
Owner2 Company Names on Record
Last Sale$87,750 (May 1990)
Tax Bill$12,470 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Nov 2025 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APNGUIL M:41022

Property Details

APN / Parcel Number

Primary APNGUIL M:41022
Alternative APN
  • 5833

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,967 sqft Living Area
Basement Area1,164 sqft
Unfinished Basement428 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2013
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area63,162 sqft (1.45 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number5833
Street Address345 S UNION ST
CityGUILFORD
StateCT
Zip06437-2824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
JurisdictionGUILFORD CT
Township / Civil DivisionGUILFORD
Census Block Group2
Census Block2005
Census Tract190100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Guilford Historic Town Center
listed 1976 · 373 contributing resources · NRIS 76001988

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Guilford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address345 S UNION ST, GUILFORD, CT 06437-2824
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 19, 2025Warranty Deed, Transfer
Dec 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Jul 11, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 1990 · Amount on Record
Deed SaleMay 29, 1990 · Amount on Record
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUILFORD CT
Property Address345 S UNION ST, GUILFORD, CT 06437-2824
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001032-902
DateJul 9, 2025
Book Page1032/902
Instrument3064690005
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 1, 2050

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUILFORD CT
Recording DateNov 19, 2025
Property Address345 S UNION ST, GUILFORD, CT 06437-2824
Document Number01037-1119
Book / Page1037 / 1119
Instrument DateNov 18, 2025
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 S UNION ST, GUILFORD, CT 06437-2824

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUILFORD CT
Property Address345 S UNION ST, GUILFORD, CT 06437-2824
Transaction TypeMortgage
Record UpdatedFeb 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001003-102
DateDec 20, 2022
Book Page1003/102
Instrument2844580006
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueJan 1, 2047

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUILFORD CT
Property Address345 S UNION ST, GUILFORD, CT 06437-2824
Document Number941-708
Instrument DateJul 11, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyUNKNOWN

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 S UNION ST GUILFORD CT 064372824, GUILFORD, CT 06437-2824

Mortgage

Document Number941-708
DateAug 5, 2019
Book Page000941/000708
Instrument14
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 4, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionGuilford Town
Unified School DistrictGuilford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,470.00$451,010 (-) Land $174,790 Building $276,220$644,300 Land $249,700 Building $394,600
2024$12,470.00 (+4.02%)$451,010 (-) Land $174,790 Building $276,220
2023$11,988.00 (+15.46%)$451,010 (+44.43%) Land $174,790 Building $276,220
2022$10,383.00$312,260 Land $144,610 Building $167,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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