345 S State St, Manhattan, IL 60442 Property Records

Will County property record for 345 S State St, Manhattan, IL 60442

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,640 sqft · built 1910
Lot Size	0.17 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Dec 2022)
Tax Bill	$5,252 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-12-20-217-016`

Property Details

APN / Parcel Number

Primary APN	`14-12-20-217-016`
Alternative APN	`12202170160000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Basement Area	128 sqft
Unfinished Basement	128 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,200 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	345 S STATE ST
City	MANHATTAN
State	IL
Zip	60442-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 (EX THE 5 FT THRFRM THE N'LY SIDE) BLK 6 IN WHITSON'S ADDN TO MANHATTAN, A SUB OF PRT OF THE E1/2 NE1/4 SEC 20, T34N-R1
Legal Range	11E
Legal Township	34N
Legal Section	20
Legal Subdivision	WHITSONS ADDITION
Legal Block	6
Legal Lot Number	3
Jurisdiction	WILL IL
Township / Civil Division	MANHATTAN
Census Block Group	1
Census Block	1012
Census Tract	883509

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 S STATE ST, MANHATTAN, IL 60442-9390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage PACOR MORTGAGE CORP
Apr 20, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	202286454
Prior Transfer Date	Apr 21, 1994
Prior Transfer Doc	0000042939
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	345 S STATE ST, MANHATTAN, IL 60442-9390
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057933
Date	Oct 16, 2025
Instrument	R2025057933

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate	18%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 12, 2022
Property Address	345 S STATE ST, MANHATTAN, IL 60442-9390
Document Number	0000086454
Map Reference	DOC 152020
Instrument Date	Nov 10, 2022
Instrument	R2022086454
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 S STATE ST, MANHATTAN, IL 60442-9390

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	345 S STATE ST, MANHATTAN, IL 60442-9390

Mortgage

Document Number	0000086455
Date	Dec 12, 2022
Instrument	R2022086455

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7.37%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 20, 2020
Property Address	345 S STATE ST, MANHATTAN, IL 60442-9390
Document Number	0000029246
Instrument Date	Apr 10, 2020
Instrument	29246
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 S STATE ST MANHATTAN IL 604429390, MANHATTAN, IL 60442-9390

Mortgage

Document Number	29247
Date	Apr 20, 2020
Instrument	29247

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Manhattan Township
Municipality	Manhattan Village
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	Manhattan School District 114 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,252.00 (-4.16%)	$61,650 (+6.29%) Land $13,500 Building $48,150	$184,950 (+6.29%) Land $40,500 Building $144,450
2024		$58,000 (-2.27%) Land $12,500 Building $45,500	$174,000 (-2.27%) Land $37,500 Building $136,500
2022	$5,480.00 Homeowner's exemption	$59,350 Land $9,300 Building $50,050	$178,050 Land $27,900 Building $150,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANHATTAN serves 10,340 people · EPA ID IL1970550
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable · Fiber	2,500 / 50
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Surf Internet, Verizon.

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