345 S Grange St, Bertram, TX 78605 Property Records

Burnet County property record for 345 S Grange St, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	724 sqft · built 2012
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (May 2025)
Tax Bill	$1,766 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06600-0097-00003-000`

Property Details

APN / Parcel Number

Primary APN	`06600-0097-00003-000`
Alternative APN	`32817`

Interior

Stories	1 Story
Building Area	724 sqft Living Area
1st Floor Area	724 sqft

Exterior

Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Patio Area	64 sqft
Storage Building	144 sqft

Location & Zoning

Street Address	345 S GRANGE ST
City	BERTRAM
State	TX
Zip	78605-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6600 NEW ADDITION LOT 3 BLK 97
Legal Subdivision	NEW ADDITION
Legal Block	97
Legal Lot Number	3
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1039
Census Tract	960102

Owner

345 S Grange St is owned and occupied by two individuals who bought it in May 2025.

Source: Burnet County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 S GRANGE ST, BERTRAM, TX 78605-4635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Vendor's Lien, Transfer · USDA Mortgage CONSUMER REAL ESTATE FINANCE CO
Nov 16, 2022	Vendor's Lien, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jun 30, 2017	Deed of Trust, Mortgage · Reverse Mortgage HUD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	Nov 16, 2022 · Amount on File
Deed Document Number	20254475
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	May 6, 2025
Property Address	345 S GRANGE ST, BERTRAM, TX 78605-4635
Document Number	0202504475
Map Reference	VOL 60 PG 642
Instrument Date	May 5, 2025
Instrument	202504475
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 S GRANGE ST, BERTRAM, TX 78605-4635

Mortgage

Document Number	0202504476
Date	May 6, 2025
Instrument	202504476

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Nov 16, 2022
Property Address	345 S GRANGE ST, BERTRAM, TX 78605
Document Number	0202215988
Map Reference	VOL 3 PG 66
Instrument Date	Nov 10, 2022
Instrument	202215988
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 S GRANGE ST, BERTRAM, TX 78605

Mortgage

Document Number	0202215989
Date	Nov 16, 2022
Instrument	202215989

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	345 S GRANGE ST, BERTRAM, TX 78605
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201706447
Date	Jun 30, 2017
Instrument	201706447

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	912 Months
Due	Jun 9, 2093

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2018
Min Rate At Change	2%
Index	LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 345 S Grange St was $1,766 with a homeowner's exemption, down 18.4% from the year before.

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,328 (-14.72%) Land $22,080 Building $103,248	$125,328 (-14.72%) Land $22,080 Building $103,248
2025	$1,766.00 (-18.43%)	$146,968 Land $22,080 Building $124,888	$146,968 Land $22,080 Building $124,888
2024	$2,165.00 (-12.1%)
2023	$2,463.00 Homeowner's exemption Senior Citizen's exemption	$137,717 Land $22,080 Building $115,637	$137,717 Land $22,080 Building $115,637

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 345 S Grange St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 S Grange St is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Western Broadband.

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