345 S 38th St, Boulder, CO 80305 Property Records

Boulder County property record for 345 S 38th St, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 2,304 sqft · built 1956
Lot Size	0.166 acres (7,245 sqft)
Owner	Individual Name on File
Last Sale	$1,186,000 (Apr 2026)
Tax Bill	$5,493 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1577-05-4-19-019`

Property Details

APN / Parcel Number

Primary APN	`1577-05-4-19-019`
Alternative APNs	`R0014351` `0014351`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,245 sqft (0.166 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0014351
Street Address	345 S 38TH ST
City	BOULDER
State	CO
Zip	80305-5469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 2 MARTIN ACRES 2
Legal Range	70
Legal Township	1S
Legal Section	05
Legal Subdivision	MARTIN ACRES 2 - BO
Legal Block	2
Legal Lot Number	4
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3000
Census Tract	12507

Owner

345 S 38th St is owned and occupied by an individual who bought it in April 2026.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	345 S 38TH ST, BOULDER, CO 80305-5469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Special Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Nov 17, 2021	Warranty Deed, Transfer LAND TITLE
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Nov 17, 2021 · Amount on File
Deed Document Number	20264128298
Prior Transfer Date	Jul 25, 2011
Prior Transfer Doc	0003162544
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Apr 16, 2026
Property Address	345 S 38TH ST, BOULDER, CO 80305-5469
Document Number	0004128298
Instrument Date	Apr 16, 2026
Instrument	2026.4128298
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,978.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 S 38TH ST, BOULDER, CO 80305-5469

Mortgage

Document Number	0004128299,
Date	Apr 16, 2026
Instrument	2026.4128299

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Nov 17, 2021
Property Address	345 S 38TH ST, BOULDER, CO 80305-5469
Document Number	0003929015
Instrument Date	Nov 15, 2021
Instrument	3929015
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 S 38TH ST, 345, BOULDER, CO 80305-5469

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	345 S 38TH ST, BOULDER, CO 80305-5469

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	345 S 38TH ST, BOULDER, CO 80305-5469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003827672
Date	Oct 27, 2020
Instrument	3827672

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 345 S 38th St was $5,493, up % from the year before.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,929 (+0.54%) Land $35,305 Building $22,624	$921,900 (-) Land $589,200 Building $332,700
2025	$5,493.00 (+0.04%)	$57,619 Land $36,825 Building $20,794	$921,900 Land $589,200 Building $332,700
2024	$5,491.00 (+1.76%)
2023	$5,396.00 (+12.75%)	$66,169 (+28.38%) Land $43,161 Building $23,008	$987,600 (+33.17%) Land $644,200 Building $343,400
2022	$4,786.00	$51,541 Land $32,046 Building $19,495	$741,600 Land $461,100 Building $280,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 S 38th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 S 38th St is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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