Cherokee County property record for 345 Rocky Spring Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 968 sqft · built 2012 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,054 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 454200266713000 |
| Primary APN | 454200266713000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 968 sqft Heated Area |
| Upper Floors Area | 264 sqft |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 388 ft deep x 197 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 144 sqft |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 37390 |
|---|---|
| Street Address | 345 ROCKY SPRING LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-4793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10A BIG ROCK P/O 1392/823 |
| Legal Lot Number | 10A |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 930606 |
Source: Cherokee County records · APN 454200266713000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 ROCKY SPRING LN, MURPHY, NC 28906-4793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2013 |
| Deed Sale | Mar 15, 2013 |
| Deed Document Number | 1243 |
| Deed Book / Page | 1460 / 0594 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 345 ROCKY SPRING LN, MURPHY, NC 28906-4793 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2020 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 1640/368 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 1640/368 |
| Instrument | 1688 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,054.00 | $137,520 (-) | $137,520 (-) Land $15,000 Building $122,520 |
| 2023 | $137,520 | $137,520 Land $15,000 Building $122,520 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | High above 73% of the US · above 94% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 275 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Blue Ridge Mountain Electric Membership | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
No mobile data coverage reported
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