345 Roberts St, Salisbury, NC 28144 Property Records

Rowan County property record for 345 Roberts St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,825 sqft · built 1954
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,500 (Jan 2021)
Tax Bill	$2,094 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002 16401`

Property Details

APN / Parcel Number

Primary APN	`002 16401`
Alternative APN	`6342664`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	15.5 ft deep x 7.5 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	345 ROBERTS ST
City	SALISBURY
State	NC
Zip	28144-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 FOREST HILLS
Legal Subdivision	FOREST HILLS
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2007
Census Tract	50500

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 ROBERTS ST, SALISBURY, NC 28144-2617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 5, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Book / Page	1365 / 169
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	345 ROBERTS ST, SALISBURY, NC 28144-2617
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014290610
Date	Sep 13, 2023
Book Page	1429/610

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	345 ROBERTS ST, SALISBURY, NC 28144-2617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012880823
Date	Apr 26, 2017
Book Page	1288/0823

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 5, 2021
Property Address	345 ROBERTS ST, SALISBURY, NC 28144-2617
Document Number	0013650169
Book / Page	1365 / 169
Map Reference	PG 727
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 STAIGERS LN, 16, LEE, NH 03861-4402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ROBERTS ST, SALISBURY, NC 28144-2617

Mortgage

Document Number	1365170
Date	Jan 5, 2021
Instrument	1365/170

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 12, 2020
Property Address	345 ROBERTS ST, SALISBURY, NC 28144-2617
Document Number	0013500197
Book / Page	1350 / 197
Map Reference	PG 727
Instrument Date	Jun 9, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 NE 48TH CT, 60, OAKLAND PARK, FL 33334-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ROBERTS ST, SALISBURY, NC 28144-2617

Mortgage

Document Number	1350198
Date	Jun 12, 2020
Instrument	1350/198

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 6, 2017
Property Address	345 ROBERTS ST, SALISBURY, NC 28144-2617
Document Number	0012820917
Book / Page	001282 / 000917
Instrument Date	Jan 6, 2017
Transaction Type	Transfer
Record Updated	Jan 23, 2017

Transaction

Amount	Amount Recorded
Tax	$207.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 ROBERTS ST SALISBURY NC 281442617, SALISBURY, NC 28144-2617

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,094.00	$175,111 (-) Land $26,775 Building $148,336	$175,111 (-) Land $26,775 Building $148,336
2023	$2,094.00	$175,111 Land $26,775 Building $148,336	$175,111 Land $26,775 Building $148,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–1985)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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