Lincoln County property record for 345 River Road Dr SE, Bogue Chitto, MS 39629
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,498 sqft · built 2007 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,884 (Jul 2024) |
| Tax Bill | $2,098 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 87-9-31-012.03 |
| Primary APN | 87-9-31-012.03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,498 sqft Adjusted Area |
| 1st Floor Area | 2,175 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Utility Building | 192 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 28799 |
|---|---|
| Street Address | 345 RIVER ROAD DR SE |
| City | BOGUE CHITTO |
| State | MS |
| Zip | 39629-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.03 AC NW1/4 NW1/4 TRACT 1 |
| Legal Range | 08 |
| Legal Township | 07 |
| Legal Section | 31 |
| Legal Subdivision | BENCHMARK SURVEYING INC SURV |
| Legal Tract | 1 |
| Jurisdiction | LINCOLN MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 950301 |
345 River Road Dr SE is owned and occupied by an individual who bought it in July 2024.
Source: Lincoln County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 RIVER ROAD DR SE, BOGUE CHITTO, MS 39629-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Feb 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 14, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2024 · Amount on File |
| Deed Sale | Jul 23, 2024 · Amount on File |
| Prior Sale | Feb 14, 2020 · Amount on File |
| Deed Document Number | 20243271 |
| Transfer Doc | 01313/0252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MS |
| Property Address | 345 RIVER ROAD DR SE, BOGUE CHITTO, MS 39629-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 01610/0326 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 1610/0326 |
| Instrument | 20200717 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MS |
| Property Address | 345 RIVER ROAD DR SE, BOGUE CHITTO, MS 39629-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01585/0538 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 1585/0538 |
| Instrument | 20190748 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 1, 2059 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MS |
| Recording Date | Feb 14, 2020 |
| Property Address | 345 RIVER ROAD DR SE, BOGUE CHITTO, MS 39629-4229 |
| Document Number | 01609/0246 |
| Book / Page | 1609 / 0246 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 20200716 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 EOLA TRL NE, 63, BROOKHAVEN, MS 39601-9266 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 345 RIVER ROAD DR SE, BOGUE CHITTO, MS 39629-4229 |
The 2025 property tax bill for 345 River Road Dr SE was $2,098 with a homeowner's exemption, up 30.9% from the year before.
Source: Lincoln County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lincoln County |
| Unified School District | Brookhaven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,098.00 (+30.88%) Homeowner's exemption | $22,928 (+26.95%) | $228,160 (+27.14%) Land $16,480 Building $211,680 |
| 2024 | $1,603.00 (-0.93%) Homeowner's exemption | $18,060 (+4.95%) | $179,450 (+4.28%) Land $16,480 Building $162,970 |
| 2023 | $1,618.00 (+5.27%) Homeowner's exemption | $17,209 (-) | $172,090 (-) Land $16,480 Building $155,610 |
| 2022 | $1,537.00 Homeowner's exemption | $17,209 | $172,090 Land $16,480 Building $155,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 345 River Road Dr SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 345 River Road Dr SE is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 75% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPISAW CREEK public/private · serves 5,349 people · EPA ID MS0430029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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