Henry County property record for 345 River Oak Dr, Ridgeway, VA 24148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,280 sqft · built 2003 |
| Lot Size | 12.4 acres (543,411 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,650 (Mar 2023) |
| Tax Bill | $633 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 221450027 |
| Primary APN | 221450027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,280 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Lot Area | 543,411 sqft (12.4 acres) |
| Street Address | 345 RIVER OAK DR |
|---|---|
| City | RIDGEWAY |
| State | VA |
| Zip | 24148-4782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | ST RT 622 TRACT B RIVER OAKS LLC |
| Legal Tract | B |
| Jurisdiction | HENRY VA |
| Township / Civil Division | RIDGEWAY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 10500 |
345 River Oak Dr is owned and occupied by an individual who bought it in March 2023.
Source: Henry County records, as of October 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 345 RIVER OAK DR, RIDGEWAY, VA 24148-4782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on File |
| Deed Sale | Mar 15, 2023 · Amount on File |
| Prior Sale | Sep 11, 2014 · Amount on File |
| Deed Document Number | 230001009 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY VA |
| Recording Date | Mar 15, 2023 |
| Property Address | 345 RIVER OAK DR, RIDGEWAY, VA 24148-4782 |
| Document Number | 0230001009 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 230001009 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 RIVER OAK DR, RIDGEWAY, VA 24148-4782 |
| Document Number | 0230001010 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 230001010 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 345 River Oak Dr was $633.
Source: Henry County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Henry County |
| Unified School District | Henry County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $633.00 | $114,200 Land $29,700 Building $84,500 | |
| 2023 | $633.00 | $114,200 Land $29,700 Building $84,500 | $114,200 Land $29,700 Building $84,500 |
| 2021 | $114,200 Land $29,700 Building $84,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 River Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 345 River Oak Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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