Comal County property record for 345 Ridge Pt, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,283 sqft · built 2018 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $43,900 (Aug 2018) |
| Tax Bill | $6,351 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-0150-2153-00 |
| Primary APN | 36-0150-2153-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,283 sqft Living Area |
| Gross Area | 2,840 sqft |
| 1st Floor Area | 2,283 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 159 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 345 RIDGE PT |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MYSTIC SHORES 20, LOT 2153 |
| Legal Subdivision | MYSTIC SHORES 20 |
| Legal Block | 1 |
| Legal Lot Number | 2153 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 310603 |
Source: Comal County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 RIDGE PT, SPRING BRANCH, TX 78070-5490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Sep 11, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage HANCOCK MTG PTRS |
| Aug 13, 2018 | Vendor's Lien, Transfer FIRST FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | Nov 22, 2016 · Amount on Record |
| Deed Document Number | 201831865 |
| Prior Transfer Date | Aug 10, 2018 |
| Prior Transfer Doc | 0000031865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 345 RIDGE PT, SPRING BRANCH, TX 78070-5490 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0006017939 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 202106017939 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 345 RIDGE PT, SPRING BRANCH, TX 78070-5490 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006011674 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 201906011674 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Sep 11, 2018 |
| Property Address | 345 RIDGE PT, SPRING BRANCH, TX 78070-5490 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 6035952 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 22, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 116 ANTELOPE PLAINS RD BUDA TX 786105143, BUDA, TX 78610-5143 |
| Document Number | 0006035952 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 6035952 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 10, 2019 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Aug 13, 2018 |
| Property Address | 345 RIDGE PT, SPRING BRANCH, TX 78070-5490 |
| Document Number | 0006031865 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 201806031865 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4045 ILEX CIRXIR, 4045, PANAMA CITY, FL 32405 |
| Name | Verified Name |
|---|---|
| Address | 116 ANTELOPE PLAINS RD, BUDA, TX 78610-5143 |
| Document Number | 0006031867 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 201806031867 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Aug 9, 2019 |
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,780 (+7.92%) Land $151,880 Building $533,900 | $685,780 (+2.96%) Land $151,880 Building $533,900 | |
| 2025 | $6,351.00 (+11.28%) Homeowner's exemption | $635,444 (+1%) | $666,080 (+0.06%) Land $165,380 Building $500,700 |
| 2024 | $5,707.00 (+18.43%) Homeowner's exemption | $577,676 (-18.48%) Land $168,750 Building $496,910 | $665,660 (-6.06%) Land $168,750 Building $496,910 |
| 2023 | $4,819.00 Homeowner's exemption | $708,610 Land $177,190 Building $531,420 | $708,610 Land $177,190 Building $531,420 |
| 2022 | $4,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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