345 Richardson Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 345 Richardson Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,825 sqft · built 1840
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,000 (Jan 2021)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:012.0 B:0036 L:0001.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:012.0 B:0036 L:0001.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,825 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,387 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1894
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	345 RICHARDSON RD
City	ASHBY
State	MA
Zip	01431-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	36
Legal Lot Number	1.0
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1041
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 RICHARDSON RD, ASHBY, MA 01431-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Sep 7, 2018
Prior Transfer Date	Jan 4, 2021
Prior Transfer Doc	76637-478
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Jan 7, 2021
Property Address	345 RICHARDSON RD, ASHBY, MA 01431-2007
Document Number	76637-478
Book / Page	76637 / 478
Instrument Date	Jan 4, 2021
Instrument	3702
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	345 RICHARDSON RD, ASHBY, MA 01431-2007

Mortgage

Document Number	3703
Date	Jan 7, 2021
Instrument	3703

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Sep 7, 2018
Property Address	345 RICHARDSON RD, ASHBY, MA 01431-2007
Document Number	71588-299
Book / Page	071588 / 000299
Instrument Date	Sep 6, 2018
Instrument	138433
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 RICHARDSON RD ASHBY MA 014312007, ASHBY, MA 01431-2007

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,968.00 (+6.68%)	$326,200 (+8.77%) Land $70,800 Building $255,400
2024	$4,657.00 (+9.42%)	$299,900 (+15.7%) Land $68,400 Building $231,500
2023	$4,256.00	$259,200 Land $63,600 Building $195,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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