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345 Red Rock Ln, Elgin, IL 60124 Property Records

Kane County property record for 345 Red Rock Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,350 sqft · built 2005
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$215,500 (Nov 2016)
Tax Bill$8,387 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-255-004

Property Details

APN / Parcel Number

Primary APN06-19-255-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,350 sqft Living Area
Gross Area3,120 sqft
Basement Area770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address345 RED ROCK LN
CityELGIN
StateIL
Zip60124-4338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOPPER SPRINGS LOT 216
Legal SubdivisionCOPPER SPRINGS
Legal Block1
Legal Lot Number216
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1044
Census Tract851911

Owner

345 Red Rock Ln is owned and occupied by two individuals who bought it in November 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address345 RED ROCK LN, ELGIN, IL 60124-4338
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KANE COUNTY TEACHERS CU
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2016 · Amount on File
Deed SaleNov 29, 2016 · Amount on File
Prior SaleAug 30, 2007 · Amount on File
Deed Document Number201665541
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address345 RED ROCK LN, ELGIN, IL 60124-4338
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053865
DateNov 7, 2022
Instrument2022K053865
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term83 Months
DueOct 28, 2029

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address345 RED ROCK LN, ELGIN, IL 60124-4338
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyHALLMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062584
DateOct 20, 2020
Instrument2020K062584
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 345 Red Rock Ln was $8,387 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,387.00 Homeowner's exemption$115,096 (+8.57%) Land $30,656 Building $84,440$345,426 (+8.57%) Land $92,005 Building $253,421
2024$106,011 Land $28,236 Building $77,775$318,160 Land $84,742 Building $233,418
2022$7,791.00 (+7.85%) Homeowner's exemption$87,329 (+6.96%) Land $23,260 Building $64,069$261,987 (+6.96%) Land $69,780 Building $192,207
2021$7,224.00 Homeowner's exemption$81,646 Land $21,746 Building $59,900$244,938 Land $65,238 Building $179,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 Red Rock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 345 Red Rock Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000

May also be available: Verizon.

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