Caldwell County property record for 345 Ranchero, Buda, TX 78610 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Architecture Style | Georgian |
| Year Built | Built 1998 |
| Square Footage | 2,040 sqft Living Area |
| Lot Size | 350,222 sqft (8.04 acres) |
| Garage | Carport, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2006) |
| Tax Bill | $9,563.00 (2026) |
Source: Caldwell County records · APN 0100805-000-012-00
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 776, LOCKHART, TX 78644-0776 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2006 · Amount on Record |
| Deed Sale | Aug 03, 2006 · Amount on Record |
| Deed Doc Number | 20063790 |
| Deed Book / Page | 464 / 571 |
| Prior Transfer Date | Jul 14, 2006 |
| Prior Transfer Doc | 464/571 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 345 RANCHERO, BUDA, TX 78610-4903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020006934 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 2020-006934 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2035 |
Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,563.00 (+0.74%) | ||
| 2025 | $683,028 (+8.31%) | $709,620 (-5.24%) Land $434,350 Building $275,270 | |
| 2024 | $9,493.00 (+9.54%) | ||
| 2023 | $8,666.00 (+34.19%) Homeowner's exemption | $630,603 Land $452,350 Building $296,480 | $748,830 Land $452,350 Building $296,480 |
| 2022 | $6,458.00 |
Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 52% of the US · above 28% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0100805-000-012-00 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,040 sqft Living Area |
|---|---|
| 1st Floor | 2,040 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Georgian Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Reinforced Concrete Roof Construction |
| Lot Area | 350,222 sqft (8.04 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 400 sqft Garage |
| Carport | Carport |
| Carport Area | 400 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 200 sqft Shed |
| Porch Area | 200 sqft Porch |
| Storage Building | 220 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 34574 |
|---|---|
| Street Address | 345 RANCHERO |
| City | BUDA |
| State | TX |
| Zip | 78610-4903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | MUSTANG HILLS RANCH, LOT 12, ACRES 8.04 |
| Legal Subdivision | MUSTANG HILLS RANCH |
| Legal Lot Number | 12 |
| Jurisdiction | CALDWELL TX |
| Minor Civil Division | LOCKHART |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 960104 |
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