345 Rainbow Cir, Townsend, TN 37882 Property Records

Blount County property record for 345 Rainbow Cir, Townsend, TN 37882

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,440 sqft · built 1994
Lot Size0.19 acres (8,296 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Jul 2020)
Tax Bill$1,266 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005106C H 03200

Property Details

APN / Parcel Number

Primary APN005106C H 03200
Alternative APN
  • 106C H 03200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area1,248 sqft
Upper Floors Area192 sqft
Basement Area192 sqft
Finished Basement192 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,296 sqft
Lot Dimensions128 ft deep x 64 ft wide
TerrainMountain

Exterior Amenities

PorchFinished/Screened Porch
Porch Area480 sqft
Deck Area32 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address345 RAINBOW CIR
CityTOWNSEND
StateTN
Zip37882-3658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCOLD SPRINGS 5 10 MOUNTAIN ROSE
Legal SubdivisionCOLD SPRINGS
Legal Block5
Legal Lot Number10
JurisdictionBLOUNT TN
Township / Civil Division8
Census Block Group1
Census Block1014
Census Tract11404

Owner

345 Rainbow Cir is owned by two individuals who bought it in July 2020.

Source: Blount County records, as of December 26, 2025

Owner of Record2 Individual Names on File
Mailing Address1638 SEDGEFIELD DR, OOLTEWAH, TN 37363-4943
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE
Jul 13, 2020Warranty Deed, Transfer · Conventional with PMI
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2020 · Amount on File
Deed SaleJul 13, 2020 · Amount on File
Deed Document Number878391
Deed Book / Page2599 / 2371
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT TN
Property Address345 RAINBOW CIR, TOWNSEND, TN 37882-3658
Transaction TypeMortgage
Record UpdatedFeb 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 RAINBOW CIR, TOWNSEND, TN 37882-3658

Mortgage

Document Number0026870000002096
DateJan 14, 2022
Book Page0000002687/0000002096
Instrument929541
Lender
NameFINANCE OF AMERICA MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT TN
Recording DateJul 13, 2020
Property Address345 RAINBOW CIR, TOWNSEND, TN 37882-3658
Document Number0000878391
Book / Page002599 / 002371
Instrument DateJul 7, 2020
Instrument878391
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$814.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 RAINBOW CIR TOWNSEND TN 378823658, TOWNSEND, TN 37882-3658

Mortgage

Document Number878392
DateJul 13, 2020
Book Page002599/002375
Instrument878392
Lender
NameFINANCE OF AMERICA MTG
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 345 Rainbow Cir was $1,266.

Source: Blount County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyBlount County
Unified School DistrictBlount County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,266.00$79,600 Land $12,500 Building $67,100
2023$79,600 Land $12,500 Building $67,100$318,400 Land $50,000 Building $268,400
2022$1,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 Rainbow Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Rainbow Cir is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 88% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUCKALEECHEE UTILITY DISTRICT
serves 14,522 people · EPA ID TN0000714
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rainbow Cir

Nearby Streets

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