345 Quarry Rd, Charlottesville, VA 22902 Property Records

Charlottesville City property record for 345 Quarry Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,536 sqft · built 2008
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Apr 2024)
Tax Bill	$4,206 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6002522G0`

Property Details

APN / Parcel Number

Primary APN	`6002522G0`
Alternative APN	`56178`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,536 sqft Finished Area
1st Floor Area	768 sqft
2nd Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	120 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	90 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	345 QUARRY RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-C
Legal Description	LOT 7 BELMONT VILLAGE
Legal Subdivision	BELMONT
Legal Lot Number	7
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	4
Census Block	4005
Census Tract	402

Owner

345 Quarry Rd is owned and occupied by an individual who bought it in April 2024.

Source: Charlottesville City records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	345 QUARRY RD, CHARLOTTESVILLE, VA 22902-3300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Prior Sale	May 5, 2016 · Amount on File
Deed Document Number	2024709
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	Jul 21, 2026
Property Address	345 QUARRY RD, CHARLOTTESVILLE, VA 22902-3300
Document Number	0000001973
Instrument Date	Jul 20, 2026
Instrument	20261973
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 QUARRY RD, CHARLOTTESVILLE, VA 22902-3300

Mortgage

Document Number	0000001973,
Date	Jul 21, 2026
Instrument	20261973

Lender

Name	CAPTIAL CENTER LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 345 Quarry Rd was $4,206.

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,206.00	$420,500 (+2.66%) Land $99,000 Building $321,500	$420,500 (+2.66%) Land $99,000 Building $321,500
2025		$409,600 Land $93,500 Building $316,100	$409,600 Land $93,500 Building $316,100
2023	$1,787.00 (-44.26%)	$359,900 Land $79,200 Building $280,700	$359,900 Land $79,200 Building $280,700
2022	$3,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Quarry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Quarry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20