345 Putnam Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 345 Putnam Ave, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,796 sqft · built 2020
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Apr 2023)
Tax Bill	$6,442 (2025)
Deeds & Mortgages	Apr 2023 Sale Jan 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`4240-03-08-0110`

Property Details

APN / Parcel Number

Primary APN	`4240-03-08-0110`
Alternative APNs	`32144003080110` `40143203080110` `3155882.0` `3155882`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	898 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	686 sqft
Carport	Carport
Carport Area	686 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3155882
Street Address	345 PUTNAM AVE
City	ORMOND BEACH
State	FL
Zip	32174-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 40 FT OF LOT 11 & E 40 FT OF LOT 12 BLK 8 ORMOND TERR ANNEX PER OR 4923 PG 4698 PER OR 5630 PG 3361 PER OR 6023 PGS 0272-0273 PER OR 6037 PG 1461 PER UNREC DC PER OR 7654 PG 4101 PER OR 7835 PG 1560 PER OR 7968 PG 3566 PER OR 8391 PG 3188
Legal Range	32E
Legal Township	14S
Legal Section	40
Legal Subdivision	ORMOND
Legal Tract	03
Legal Block	8
Legal Lot Number	11,12
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2012
Census Tract	80700

Owner

Source: Volusia County records · APN 4240-03-08-0110

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	345 PUTNAM AVE, ORMOND BEACH, FL 32174-5219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer EXCEL TITLE CORPORATION, EXCEL TITLE
Jan 06, 2021	Warranty Deed, Transfer LAWYERS FIRST TITLE COMPANY, LAWYERS FIRST TITLE CO
Jun 07, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Feb 08, 2019	Warranty Deed, Transfer LAWYERS FIRST TITLE COMPANY, LAWYERS FIRST TITLE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Jan 06, 2021 · Amount on Record
Deed Document Number	202371465
Deed Book / Page	8391 / 3188
Prior Transfer Date	Feb 26, 2007
Prior Transfer Doc	0060371461
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 12, 2023
Property Address	345 PUTNAM AVE, ORMOND BEACH, FL 32174-5219
Document Number	0083913188
Book / Page	8391 / 3188
Map Reference	MB 10 PG 137
Instrument Date	Feb 22, 2023
Instrument	2023071465
Transaction Type	Transfer
Record Updated	May 08, 2023
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

Amount	Amount Recorded
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4887 N MAGNOLIA AVE, WINTER PARK, FL 32792-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 PUTNAM AVE, ORMOND BEACH, FL 32174-5219

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 06, 2021
Property Address	345 PUTNAM AVE, ORMOND BEACH, FL 32174-5219
Document Number	0079683566
Book / Page	007968 / 003566
Instrument Date	Dec 23, 2020
Instrument	2966
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	LAWYERS FIRST TITLE COMPANY, LAWYERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 SEA BREEZE WAY CARRABELLE FL 323225113, CARRABELLE, FL 32322-5113

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	345 PUTNAM AVE, ORMOND BEACH, FL 32174-5219
Document Number	0077063394
Instrument Date	Jun 07, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	837 NE 20TH AVE FORT LAUDERDALE FL 333043035, FORT LAUDERDALE, FL 33304-3035

Mortgage

Document Number	0077063394
Date	Jun 12, 2019
Book Page	007706/003394
Instrument	115649

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 08, 2019
Property Address	345 PUTNAM AVE, ORMOND BEACH, FL 32174-5219
Document Number	0076544101
Book / Page	007654 / 004101
Instrument Date	Feb 06, 2019
Instrument	27244
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	LAWYERS FIRST TITLE COMPANY, LAWYERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$139.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 PUTNAM AVE ORMOND BEACH FL 321745219, ORMOND BEACH, FL 32174-5219

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,665 (+2.52%) Land $40,768 Building $362,897	$403,665 (+2.52%) Land $40,768 Building $362,897
2025	$6,442.00 (+1.99%)	$393,730 (+1.03%) Land $40,768 Building $352,962	$393,730 (+1.03%) Land $40,768 Building $352,962
2024	$6,316.00 (+1.51%)	$389,715 (+2.27%) Land $40,768 Building $348,947	$389,715 (+2.27%) Land $40,768 Building $348,947
2023	$6,222.00 (+57.12%)	$381,083 (+34.51%) Land $37,005 Building $344,078	$381,083 (+16.06%) Land $37,005 Building $344,078
2022	$3,960.00 Homeowner's exemption	$283,319	$328,350 Land $37,005 Building $291,345

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270807002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 81 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	66 (1979–2024)
Claims Outside the SFHA	15 of 66
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 10 claims Hurricane Frances, Sep 2004 · 13 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 280 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wire 3 Holdings	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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