345 Prevost Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 345 Prevost Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	12.5 acres (544,500 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Oct 2017)
Tax Bill	$6,904 (2026)
Deeds & Mortgages	Jun 2005 Mortgage Oct 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-0430`

Property Details

APN / Parcel Number

Primary APN	`06-510-0430`
Alternative APN	`4910`

Exterior

Lot Area	544,500 sqft (12.5 acres)

Location & Zoning

Account Number	4910
Street Address	345 PREVOST RD
City	CLOQUET
State	MN
Zip	55720-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OF NE1/4 OF SE1/4 AND E1/2 OF W1/2 OF CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	02
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1021
Census Tract	70100

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 PREVOST RD, CLOQUET, MN 55720-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2005	Deed of Trust, Mortgage · ARM MEMBERS COOPERATIVE CU
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL BANK OF COMMERCE
May 20, 2013	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Apr 1, 2005	Deed of Trust, Mortgage · ARM MEMBERS COOPERATIVE CU
Oct 17, 2017	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	2017476956
Record Updated	Sep 20, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	345 PREVOST RD, CLOQUET, MN 55720-9422
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000392636
Date	Jun 8, 2005
Instrument	A000392636

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.94%
Type Change Date	Jun 15, 2008
Change Frequency	3 Years
Min Rate At Change	5.24%
Max Rate At Change	2%
Index	Prime Rate
Max Rate	11.9%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	345 PREVOST RD, CLOQUET, MN 55720-9422
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000494371
Date	Oct 2, 2020
Instrument	A000494371

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	345 PREVOST RD, CLOQUET, MN 55720-9422
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000450552
Date	May 20, 2013
Instrument	A000450552

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2028

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	345 PREVOST RD, CLOQUET, MN 55720-9422
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000390813
Date	Apr 1, 2005
Instrument	A000390813

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.94%
Type Change Date	Apr 15, 2008
Change Frequency	Annually
Min Rate At Change	5.24%
Index	Prime Rate
Max Rate	11.9%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 17, 2017
Property Address	345 PREVOST RD, CLOQUET, MN 55720-9422
Document Number	A000476956
Instrument Date	Oct 2, 2017
Instrument	A000476956
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	CARLTON COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$933.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	345 PREVOST RD, CLOQUET, MN 55720-9422

Mortgage

Document Number	A000476957
Date	Oct 17, 2017
Instrument	A000476957

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,904.00 (+7.47%) Homeowner's exemption
2025		$472,600 (+3.64%) Land $132,000 Building $340,600	$472,600 (+3.64%) Land $132,000 Building $340,600
2024	$6,424.00 Homeowner's exemption	$456,000 (+4.88%) Land $132,000 Building $324,000	$456,000 (+4.88%) Land $132,000 Building $324,000
2023	$6,424.00 Homeowner's exemption	$434,800 (-) Land $123,900 Building $310,900	$434,800 (-) Land $123,900 Building $310,900
2022		$434,800 Land $123,900 Building $310,900	$434,800 Land $123,900 Building $310,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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