345 Pond St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 345 Pond St, Dunstable, MA 01827

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 5,469 sqft · built 1800
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (May 2012)
Tax Bill	$11,872 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0013 B:0069 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0013 B:0069 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	5,469 sqft Living Area
Gross Area	10,380 sqft
1st Floor Area	2,631 sqft
Basement Area	2,631 sqft
Unfinished Basement	2,631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	345 POND ST
City	DUNSTABLE
State	MA
Zip	01827-2310
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	69
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	2
Census Block	2013
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	345 POND ST, DUNSTABLE, MA 01827-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2012 · Amount on Record
Deed Sale	May 22, 2012 · Amount on Record
Deed Book / Page	26016 / 156
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	345 POND ST, DUNSTABLE, MA 01827-2310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037385-292
Date	Sep 19, 2022
Book Page	37385/292
Instrument	39350

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	345 POND ST, DUNSTABLE, MA 01827-2310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036001-102
Date	Jul 14, 2021
Book Page	36001/102
Instrument	41401

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	345 POND ST, DUNSTABLE, MA 01827-2310
Document Number	31088-93
Book / Page	031088 / 000093
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31088-93
Date	May 3, 2017
Book Page	031088/000093
Instrument	17774

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,872.00 (-2.62%)	$886,600 (-) Land $222,700 Building $654,700	$1,057,567
2025	$12,191.00 (+9.27%)	$886,600 (+10.94%) Land $222,700 Building $663,900
2024	$11,157.00 (-1.26%)	$799,200 (+5.88%) Land $204,000 Building $595,200
2023	$11,299.00	$754,800 Land $204,000 Building $550,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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