345 Pierce St, Waterloo, WI 53594 Property Records

Jefferson County property record for 345 Pierce St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,500 (Apr 2023)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0822-021`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0822-021`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	345 PIERCE ST
City	WATERLOO
State	WI
Zip	53594-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 62FT E OF NW/C OF LOT 8, BLK 20, ORIG PLT, E61.42FT,S ON CR TO S/L OF LOT 7, W 84.42FT, N TO POB
Legal Range	13E
Legal Township	08N
Legal Section	08
Legal Block	20
Legal Lot Number	7-8
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2034
Census Tract	100400

Owner

Source: Jefferson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 PIERCE ST, WATERLOO, WI 53594-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE CO
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage PAUL TOUSSAINT
Jul 30, 2018	Grant Deed, Transfer OTHER
Dec 29, 2017	Quit Claim Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	20231473344
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Recording Date	Jun 15, 2026
Property Address	345 PIERCE ST, WATERLOO, WI 53594-1438
Document Number	0001508507
Instrument Date	Jun 13, 2026
Instrument	20261508507
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 PIERCE ST, WATERLOO, WI 53594-1438

Mortgage

Document Number	0001508507,
Date	Jun 15, 2026
Instrument	20261508507

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Apr 26, 2023
Property Address	345 PIERCE ST, WATERLOO, WI 53594-1438
Document Number	0001473344
Instrument Date	Apr 24, 2023
Instrument	1473344
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$727.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 PIERCE ST, WATERLOO, WI 53594-1438
Investor	Possibly a Property Investor

Mortgage

Document Number	0001473345
Date	Apr 26, 2023
Instrument	1473345

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Sep 24, 2019
Property Address	345 PIERCE ST, WATERLOO, WI 53594-1438
Document Number	0001414651
Instrument Date	Sep 20, 2019
Instrument	1414651
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 PIERCE ST, WATERLOO, WI 53594-1438

Mortgage

Document Number	0001414653
Date	Sep 24, 2019
Instrument	1414653

Lender

Name	PROSPERITY HOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	345 PIERCE ST, WATERLOO, WI 53594-1438
Document Number	0001400128
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 PIERCE ST WATERLOO WI 535941438, WATERLOO, WI 53594-1438

Mortgage

Document Number	0001400128
Date	Aug 9, 2018
Instrument	1400128

Lender

Name	PAUL TOUSSAINT
Address	3835 COUNTY ROAD A, STOUGHTON, WI 53589-3913

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jul 30, 2018
Property Address	345 PIERCE ST, WATERLOO, WI 53594-1438
Document Number	0001399655
Instrument Date	Jul 9, 2018
Instrument	1399655
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$168.60
Amount Accuracy	Full Value
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 HERRON CT WATERLOO WI 535941000, WATERLOO, WI 53594-1000

December 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Dec 29, 2017
Property Address	345 PIERCE ST, WATERLOO, WI 53594-1438
Document Number	0001392056
Instrument Date	Nov 30, 2017
Instrument	1392056
Transaction Type	Foreclosure
Record Updated	Oct 30, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$200.10
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00 (+20.98%) Homeowner's exemption	$224,100 (+32.13%) Land $22,000 Building $202,100	$247,300
2023	$3,394.00 Homeowner's exemption	$169,600 Land $18,500 Building $151,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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