345 Pearson Cir, Naperville, IL 60563 Property Records

DuPage County property record for 345 Pearson Cir, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,263 sqft · built 1977
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$193,000 (Jun 2000)
Tax Bill$7,947 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-13-229-007

Property Details

APN / Parcel Number

Primary APN07-13-229-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,263 sqft Living Area
1st Floor Area919 sqft
2nd Floor Area672 sqft
Basement Area672 sqft
Finished Basement672 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions14.5 ft deep x 5 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address345 PEARSON CIR
CityNAPERVILLE
StateIL
Zip60563-3051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMILEDJE FARM SUB P.U.D. ALL
Legal SubdivisionMILEDJE FARM SUB
Legal Lot Number47
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group4
Census Block4003
Census Tract846404

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address345 PEARSON CIR, NAPERVILLE, IL 60563-3051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2000 · Amount on Record
Deed SaleJun 30, 2000 · Amount on Record
Prior SaleMar 24, 1997 · Amount on Record
Deed Document Number200099621
Prior Transfer DateFeb 20, 1998
Prior Transfer Doc0000038852
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address345 PEARSON CIR, NAPERVILLE, IL 60563-3051
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082417
DateAug 11, 2017
InstrumentR2017-082417
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 9, 2047
Interest
Rate TypeAdjustable Rate
Rate3.74%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,947.00 (+16.94%)$144,302 (+29.78%) Land $44,635 Building $99,667$432,906 (+29.78%) Land $133,905 Building $299,001
2022$6,796.00 Homeowner's exemption$111,190 Land $34,130 Building $77,060$333,570 Land $102,390 Building $231,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1983–1996)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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