Middlesex County and Reading Town property record for 345 Pearl St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,493 sqft · built 2018 |
| Lot Size | 0.519 acres (22,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,140,000 (Jun 2019) |
| Tax Bill | $16,445 (2026) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 160000000001A |
| Primary APN | 160000000001A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,493 sqft Living Area |
| Gross Area | 7,174 sqft |
| Basement Area | 1,648 sqft |
| Unfinished Basement | 1,648 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,621 sqft (0.519 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 160000000001A |
|---|---|
| Street Address | 345 PEARL ST |
| City | READING |
| State | MA |
| Zip | 01867-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 PEARL ST, READING, MA 01867-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 7, 2019 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Apr 3, 2018 | Personal Representative Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on Record |
| Deed Sale | Jun 7, 2019 · Amount on Record |
| Prior Sale | Apr 3, 2018 · Amount on Record |
| Deed Document Number | 201977509 |
| Deed Book / Page | 72730 / 137 |
| Prior Transfer Date | Jun 5, 2019 |
| Prior Transfer Doc | 72730-137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 7, 2019 |
| Property Address | 345 PEARL ST, READING, MA 01867-1353 |
| Document Number | 72730-137 |
| Book / Page | 072730 / 000137 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 77509 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,198.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 PEARL ST READING MA 018671353, READING, MA 01867-1353 |
| Document Number | 72730-141 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 072730/000141 |
| Instrument | 77510 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 6, 2049 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 3, 2018 |
| Property Address | 345 PEARL ST, READING, MA 01867-1353 |
| Document Number | 70822-299 |
| Book / Page | 070822 / 000299 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 44924 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,056.56 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 173859 DENVER CO 802173859, DENVER, CO 80217-3859 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,445.00 (+3.51%) | $1,500,500 (+7.58%) Land $538,300 Building $962,200 | $1,665,211 (+11.8%) |
| 2025 | $15,887.00 (+0.23%) | $1,394,800 (+3.13%) Land $500,400 Building $894,400 | $1,489,505 (+0.93%) |
| 2024 | $15,851.00 (+6.86%) | $1,352,500 (+14.79%) Land $485,200 Building $867,300 | $1,475,825 |
| 2023 | $14,834.00 | $1,178,200 Land $422,700 Building $755,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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